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Can You Afford Gwynedd Mercy University?

Below is the data on what it actually costs to attend Gwynedd Mercy University, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.

$53,359.00 Cost of Attendance
$27,483.00 Avg Net Price
$23,256.00 Median Grad Debt

If you want to dig into a particular figure, jump to any section below:

The Cost of Attending Gwynedd Mercy University?

The total published cost of attendance at Gwynedd Mercy University amounts to about $53,359.00 per academic year.

Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.

Cost for Students (no aid)

Tuition and fees $40,122.00
+ Room, board & other expenses $13,237.00
Total cost $53,359.00
That is 63% above the national average net price.

Net Price for Students (with average aid)

Total cost $53,359.00
− Grants and scholarships −$28,303.00
Net price $25,056.00
That is 24% below the national average net price.

Average Net Price for Low-Income Undergraduates

Total cost $53,359.00
− Grants and scholarships −$33,791.00
Net price $19,568.00
That is 40% below the national average net price.
Go deeper on the components with the tuition & fees page and room and board.

Estimating the Total Cost of a Degree at Gwynedd Mercy University

Cost of attendance here has been rising at a recent average of 3.5% per year, so the four-year total runs well above today’s cost. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan math assumes ten-year repayment at 6.8% interest.

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.5% 3.5% 3.5%
Freshman year $20,243.00 $25,921.00 $55,201.00
Senior year $22,413.00 $28,698.00 $61,116.00
Total 4-year net price $85,263.00 $109,176.00 $232,499.00
10-year loan interest @ 6.8% $32,482.00 $41,592.00 $88,574.00
Total monthly payment $981.00 $1,256.00 $2,676.00
Total amount paid $117,745.00 $150,768.00 $321,073.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.5% 3.5% 3.5%
Freshman year $20,243.00 $25,921.00 $55,201.00
Senior year $20,942.00 $26,815.00 $57,106.00
Total 2-year net price $41,185.00 $52,736.00 $112,307.00
10-year loan interest @ 6.8% $15,690.00 $20,091.00 $42,785.00
Total monthly payment $474.00 $607.00 $1,292.00
Total amount paid $56,876.00 $72,827.00 $155,091.00

Jump to the net-price detail in the net price section below.

What Families Actually Pay at Gwynedd Mercy University

The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. It is usually a better planning number than the sticker cost above.

Average net price (on-campus) $27,483.00
Average net price (off-campus) $27,141.00

Net price is far from uniform: lower-income families typically pay much less after aid. Below, average net price is broken out by family income:

Family income Average net price
Under $30,000 $20,013.00
$30,000 to $48,000 $20,879.00
$48,001 to $75,000 $25,170.00
$75,001 to $110,000 $32,454.00
Over $110,000 $30,701.00

Estimate your specific net price using the school’s Gwynedd Mercy University Net Price Calculator, or contact the financial aid office.

Dig into how aid is awarded on the financial aid page.

Student Debt at Gwynedd Mercy University

Typical debt at graduation from Gwynedd Mercy University is $23,256.00, placing the school in the Moderate ($20-30k) burden category.

The full distribution of debt at graduation looks like this:

Percentile Debt at graduation
10th $5,250.00
25th $10,500.00
Median (50th) $23,256.00
75th $27,000.00
90th $35,647.00

The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.

Dig deeper into debt on the student-loan-debt breakdown.

How Debt Varies by Income at Gwynedd Mercy University

Student debt at graduation is not evenly distributed across income levels. The breakdown below segments borrowers by family income at entry:

Family income Median debt at graduation
Low income $25,000.00
Middle income $23,250.00
High income $20,196.00

Low-income graduates carry $4,804.00 more than graduates from high-income families.

Debt by First-Generation Status at Gwynedd Mercy University

First-generation students frequently graduate with different debt than continuing-generation students.

Student group Median debt at graduation
First-generation students $23,750.00
Continuing-generation students $22,125.00

First-generation borrowers from Gwynedd Mercy University hold $1,625.00 more debt than continuing-generation students.

Pell Grant Recipients and Debt at Gwynedd Mercy University

Pell Grants are the federal government’s primary need-based undergraduate aid program. Contrasting Pell and non-Pell borrowers shows how need shapes debt.

The Pell-versus-non-Pell median debt difference at Gwynedd Mercy University amounts to $5,500.00. This school carries a federal Pell-debt-inequity flag.

Loan Repayment and Default at Gwynedd Mercy University

The default-rate category at Gwynedd Mercy University is Low (<5%).

Window Cohort default rate
2-year 6.0%

For a sense of scale, Stafford disbursements at Gwynedd Mercy University reach $246,599,891.00 distributed across 10,942 student borrowers.

GI Bill and Military Aid at Gwynedd Mercy University

Veterans and active-duty students can access dedicated federal education aid like the Post-9/11 GI Bill and DoD tuition assistance.

GI Bill recipients 30
Avg GI Bill amount $18,886.00

Read more about military and veteran aid on the veterans benefits detail.

Things to Think About

The data above is a foundation; round it out by asking yourself about Gwynedd Mercy University, consider the following:

Explore Further for Gwynedd Mercy University

For a closer look at any of these topics, follow the links below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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