This guide covers the real cost of attending Hamilton College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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Published attendance costs at Hamilton College stands at about $80,380.00 for a single academic year.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $68,960.00 |
| + Room, board & other expenses | $11,420.00 |
| Total cost | $80,380.00 |
| That is 145% above the national average net price. |
| Total cost | $80,380.00 |
| − Grants and scholarships | −$55,245.00 |
| Net price | $25,135.00 |
| That is 23% below the national average net price. |
| Total cost | $80,380.00 |
| − Grants and scholarships | −$76,202.00 |
| Net price | $4,178.00 |
| That is 87% below the national average net price. | |
| Explore each piece on tuition and fees plus room and board. |
Published costs have climbed year over year by around 4.8% annually, so the projections below total more than one year of attendance. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.8% | 4.8% | 4.8% |
| Freshman year | $4,377.00 | $26,333.00 | $84,211.00 |
| Senior year | $5,033.00 | $30,281.00 | $96,836.00 |
| Total 4-year net price | $18,801.00 | $113,105.00 | $361,702.00 |
| 10-year loan interest @ 6.8% | $7,162.00 | $43,089.00 | $137,795.00 |
| Total monthly payment | $216.00 | $1,302.00 | $4,162.00 |
| Total amount paid | $25,963.00 | $156,194.00 | $499,497.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.8% | 4.8% | 4.8% |
| Freshman year | $4,377.00 | $26,333.00 | $84,211.00 |
| Senior year | $4,586.00 | $27,588.00 | $88,225.00 |
| Total 2-year net price | $8,963.00 | $53,921.00 | $172,436.00 |
| 10-year loan interest @ 6.8% | $3,415.00 | $20,542.00 | $65,692.00 |
| Total monthly payment | $103.00 | $621.00 | $1,984.00 |
| Total amount paid | $12,377.00 | $74,463.00 | $238,128.00 |
Read more in the net-price section.
Net price strips out grant and scholarship aid to show what families really pay. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $28,985.00 |
| Average net price (off-campus) | $28,314.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $4,906.00 |
| $30,000 to $48,000 | $8,614.00 |
| $48,001 to $75,000 | $18,336.00 |
| $75,001 to $110,000 | $21,312.00 |
| Over $110,000 | $50,232.00 |
Estimate your specific net price using the school’s Hamilton College Net Price Calculator, or check with the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
Median graduate debt at Hamilton College amounts to $15,015.00, categorized as a Low ($10-20k) debt-burden bucket.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $8,824.00 |
| Median (50th) | $15,015.00 |
| 75th | $20,863.00 |
| 90th | $26,000.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Family income tracks closely with debt at graduation. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $15,506.00 |
| Middle income | $14,250.00 |
| High income | $15,000.00 |
On average, low-income graduates leave with $506.00 more than graduates from high-income families.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,500.00 |
| Continuing-generation students | $14,631.00 |
First-generation borrowers from Hamilton College take on $869.00 more debt than continuing-generation students.
Pell Grants are the federal government’s primary need-based undergraduate aid program. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The gap between Pell-eligible and non-Pell median debt at Hamilton College comes to $586.00. This institution is flagged by federal data for Pell-debt inequity.
The federal default-rate classification for Hamilton College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.3% |
For a sense of scale, Stafford disbursements at Hamilton College total $34,911,298.00 covering 2,978 disbursements.
Veteran and active-military students often access dedicated federal aid programs like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 6 |
| Avg GI Bill amount | $46,430.00 |
For the full rundown of veteran and military benefits, see the veteran aid breakdown.
Beyond the data above, it helps to ask a few questions when weighing Hamilton College, keep these questions in mind:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.