A large number of students will never be charged the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at Hands on Therapy can sound tremendous, but do not forget that almost all students get some type of financial help.
Just what financing solutions does Hands on Therapy provide, and just what are you going to be eligible for? Keep scrolling for answers. Read on to learn just how much financial aid will be open to you.
How much aid you qualify for depends largely on your family’s financial circumstances. The information provided on this page can help you determine how much aid you may receive from Hands on Therapy.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
At Hands on Therapy, 90% of the incoming full-time class was awarded financial aid (about 9 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 90% | $6,085 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 90% | $6,085 |
| State/local grants | 0% | — |
| Federal student loans | 80% | $7,828 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. Here, approximately 40% of undergraduates were awarded grant or scholarship aid averaging $5,963 (among about 33 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 40% | $5,963 |
| Federal Pell grants | 40% | $5,963 |
| Federal student loans | 40% | $8,175 |
For on-campus title-IV students, average grant aid came to $6,000.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $15,464 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $17,252 |
| Off-campus title-IV students | $15,464 |
To get a personalized net price estimate, try Hands on Therapy’s official net price calculator: www.handsontherapyschools.com/npcalc.htm.
The middle student in the debt distribution at Hands on Therapy owes $7,917 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $7,917 |
| Median federal debt (graduates only) | $7,917 |
| Typical 10-year monthly payment (graduates) | $83.93/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
Looking only at the median can be misleading because it hides the spread. The figures below chart the debt distribution at Hands on Therapy.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,917 |
| 25th percentile | $4,584 |
| 75th percentile | $7,917 |
| 90th percentile (highest-debt students) | $7,917 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $7,917 |
A handful of calculated indicators summarize the debt outlook at Hands on Therapy.
The Stafford loan program is the largest source of federal direct loans to undergraduates. The annual Stafford volume below reflects program activity at Hands on Therapy:
| Metric | Value |
|---|---|
| Stafford loan recipients | 836 |
| Total Stafford loan amount | $6,131,803 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 3 |
| Total GI Bill amount | $34,389 |
| Average GI Bill amount per recipient | $11,463 |
References
More about our data sources and methodologies.