by our College Data Analytics TeamMany students will never be charged the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total price of attendance at Hardin-Simmons University can feel overpowering, but remember that the majority of students receive some sort of financial assistance.
Just what financial aid solutions can Hardin - Simmons deliver, and just what are you going to be eligible for? Keep reading for answers. Keep reading to discover what amount of financial assistance could be accessible to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. The figures below will help you estimate the aid you might receive from Hardin-Simmons University.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
Among first-time, full-time freshmen at Hardin-Simmons University, 100% of entering full-time freshmen got some type of financial assistance around 353 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $26,095 |
| Institutional grants & scholarships | 99% | $19,711 |
| Federal Pell grants | 46% | $6,131 |
| State/local grants | 63% | $4,984 |
| Federal student loans | 93% | $5,678 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. At this school, around 98% of undergrads got grants or scholarships worth on average $25,237 (across roughly 1263 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 98% | $25,237 |
| Federal Pell grants | 40% | $6,423 |
| Federal student loans | 82% | $6,706 |
For on-campus title-IV students, average grant aid came to $26,349.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $15,011 |
| $30,001 – $75,000 | $17,483 |
| Over $75,000 | $24,828 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $19,555 |
| Off-campus title-IV students | $21,031 |
To get a personalized net price estimate, try Hardin - Simmons’s official net price calculator: www.hsutx.edu/tuition-aid/affording-hsu/net-price-calculator/.
Graduating students at Hardin - Simmons carry a median federal student debt of $13,359 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $13,359 |
| Median federal debt (graduates only) | $24,711 |
| Typical 10-year monthly payment (graduates) | $261.98/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
The numbers below show the full range, not just the middle of the distribution. These percentiles trace how cumulative federal debt is spread among borrowers at Hardin - Simmons.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $5,500 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $37,500 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $12,500 |
| Middle income | $12,500 |
| High income | $14,417 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $12,750 |
| Continuing-generation students | $15,000 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,500 |
| Independent students | $22,438 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. Hardin - Simmons.
Stafford loans are the federal government’s primary direct undergraduate lending program. These figures summarize annual Stafford program activity at Hardin - Simmons:
| Metric | Value |
|---|---|
| Stafford loan recipients | 9219 |
| Total Stafford loan amount | $213,149,270 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 49 |
| Total GI Bill amount | $753,524 |
| Average GI Bill amount per recipient | $15,378 |
References
More about our data sources and methodologies.