by our College Data Analytics TeamMany students are not billed the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to Harford Community College can seem overwhelming, but bear in mind that many students are given some form of financial aid.
What financing options does Harford Community College offer, and what will you qualify for? Keep scrolling for more information. Read on to see what amount of financial assistance could be accessible to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Use the information below to understand how much financial assistance you may get from Harford Community College.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
Among first-time, full-time freshmen at Harford Community College, 65% of new full-time first-years were awarded at least some aid around 446 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 56% | $4,662 |
| Institutional grants & scholarships | 23% | $1,619 |
| Federal Pell grants | 37% | $5,162 |
| State/local grants | 17% | $1,577 |
| Federal student loans | 17% | $5,122 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At Harford Community College, around 35% of undergraduates were awarded an average grant or scholarship of $3,807 (across approximately 1807 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 35% | $3,807 |
| Federal Pell grants | 21% | $4,099 |
| Federal student loans | 10% | $5,610 |
Title-IV recipients living on campus saw average grant aid of $4,587.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $8,791 |
| $30,001 – $75,000 | $9,817 |
| Over $75,000 | $12,616 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $9,234 |
| Off-campus title-IV students | $9,953 |
For a customized cost estimate, visit Harford Community College’s official net price calculator: hccweb1.harford.edu/Finance/Net_Price_Calc/.
The middle student in the debt distribution at Harford Community College owes $7,241 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $7,241 |
| Median federal debt (graduates only) | $9,812 |
| Typical 10-year monthly payment (graduates) | $104.02/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
The median alone does not show how widely outcomes vary across the student body. These percentiles trace how cumulative federal debt is spread among borrowers at Harford Community College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,750 |
| 25th percentile | $3,000 |
| 75th percentile | $9,000 |
| 90th percentile (highest-debt students) | $13,500 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $8,325 |
| Middle income | $6,750 |
| High income | $6,872 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,544 |
| Continuing-generation students | $6,395 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,500 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. Harford Community College.
The Stafford loan program is the largest source of federal direct loans to undergraduates. The aggregate figures below show how active the program is at Harford Community College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 4259 |
| Total Stafford loan amount | $37,166,226 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 97 |
| Total GI Bill amount | $301,912 |
| Average GI Bill amount per recipient | $3,112 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 6 |
| Total DoD amount | $3,405 |
| Average DoD amount per recipient | $568 |
References
More about our data sources and methodologies.