by our College Data Analytics TeamMost students are not billed the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to William Rainey Harper College can appear overpowering, but remember that the majority of students obtain some kind of financial assistance.
Just what financing solutions does Harper College deliver, and just what are you going to be eligible for? Keep scrolling for answers. Keep scrolling to learn how much school funding will be available to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Read on to get a sense of the financial assistance available at William Rainey Harper College.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
For freshmen starting at William Rainey Harper College, 74% of entering full-time freshmen got some type of financial assistance some 1126 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 55% | $7,368 |
| Institutional grants & scholarships | 19% | $4,380 |
| Federal Pell grants | 40% | $5,820 |
| State/local grants | 35% | $2,469 |
| Federal student loans | 3% | $5,094 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. Across the undergraduate body at Harper College, about 32% of undergraduate students received gift aid averaging $5,028 (among about 4175 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 32% | $5,028 |
| Federal Pell grants | 20% | $4,452 |
| Federal student loans | 2% | $6,249 |
For on-campus title-IV students, average grant aid came to $7,681.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $4,724 |
| $30,001 – $75,000 | $6,802 |
| Over $75,000 | $10,989 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $11,607 |
| Off-campus title-IV students | $6,186 |
To project your own net price, use Harper College’s online cost calculator: www.harpercollege.edu/gov/financialaid/NetPriceCalculator/index.html.
The median federal debt load at Harper College comes to $6,230 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $6,230 |
| Median federal debt (graduates only) | $10,184 |
| Typical 10-year monthly payment (graduates) | $107.97/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
Looking only at the median can be misleading because it hides the spread. These percentiles trace how cumulative federal debt is spread among borrowers at Harper College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,750 |
| 25th percentile | $2,751 |
| 75th percentile | $10,500 |
| 90th percentile (highest-debt students) | $19,000 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $8,065 |
| Middle income | $5,500 |
| High income | $5,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,400 |
| Continuing-generation students | $5,500 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,500 |
These indicators are derived from the underlying debt data and summarize the overall picture at Harper College.
Stafford loans make up the bulk of federal direct lending to undergraduates. Below is the annual Stafford program activity at Harper College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 10352 |
| Total Stafford loan amount | $107,931,195 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 111 |
| Total GI Bill amount | $256,593 |
| Average GI Bill amount per recipient | $2,312 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 6 |
| Total DoD amount | $7,588 |
| Average DoD amount per recipient | $1,265 |
References
More about our data sources and methodologies.