by our College Data Analytics TeamBelow is the data on what it actually costs to attend Harris-Stowe State University, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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Cost of attendance at Harris-Stowe State University fell between $19,616.00 to $24,248.00 across residency tiers.
In-state students paid the lower published figure, while out-of-state students faced the higher one: close to $19,616.00 in-state against $24,248.00 for those paying out-of-state rates.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $7,008.00 |
| + Room, board & other expenses | $12,608.00 |
| Total cost | $19,616.00 |
| That is 2% above the national average net price. |
| Total cost | $19,616.00 |
| − Grants and scholarships | −$11,571.00 |
| Net price | $8,045.00 |
| That is 58% below the national average net price. |
| Total cost | $19,616.00 |
| − Grants and scholarships | −$11,666.00 |
| Net price | $7,950.00 |
| That is 59% below the national average net price. |
| Tuition and fees | $11,640.00 |
| + Room, board & other expenses | $12,608.00 |
| Total cost | $24,248.00 |
| That is 26% above the national average net price. |
| Total cost | $24,248.00 |
| − Grants and scholarships | −$11,571.00 |
| Net price | $12,677.00 |
| That is 34% below the national average net price. |
| Total cost | $24,248.00 |
| − Grants and scholarships | −$11,666.00 |
| Net price | $12,582.00 |
| That is 35% below the national average net price. | |
| Go deeper on the components with the tuition & fees page plus living costs. |
The reported cost series has been increasing at about 3.5% per year; the projections below compound that across a degree. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.5% | 3.5% | 3.5% |
| Freshman year | $8,229.00 | $8,327.00 | $20,303.00 |
| Senior year | $9,124.00 | $9,233.00 | $22,514.00 |
| Total 4-year net price | $34,685.00 | $35,100.00 | $85,583.00 |
| 10-year loan interest @ 6.8% | $13,214.00 | $13,372.00 | $32,604.00 |
| Total monthly payment | $399.00 | $404.00 | $985.00 |
| Total amount paid | $47,899.00 | $48,471.00 | $118,187.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.5% | 3.5% | 3.5% |
| Freshman year | $8,229.00 | $8,327.00 | $20,303.00 |
| Senior year | $8,517.00 | $8,619.00 | $21,015.00 |
| Total 2-year net price | $16,746.00 | $16,946.00 | $41,318.00 |
| 10-year loan interest @ 6.8% | $6,379.00 | $6,456.00 | $15,741.00 |
| Total monthly payment | $193.00 | $195.00 | $475.00 |
| Total amount paid | $23,125.00 | $23,401.00 | $57,059.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.5% | 3.5% | 3.5% |
| Freshman year | $13,023.00 | $13,121.00 | $25,098.00 |
| Senior year | $14,441.00 | $14,550.00 | $27,830.00 |
| Total 4-year net price | $54,894.00 | $55,309.00 | $105,792.00 |
| 10-year loan interest @ 6.8% | $20,913.00 | $21,071.00 | $40,303.00 |
| Total monthly payment | $632.00 | $636.00 | $1,217.00 |
| Total amount paid | $75,807.00 | $76,379.00 | $146,095.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.5% | 3.5% | 3.5% |
| Freshman year | $13,023.00 | $13,121.00 | $25,098.00 |
| Senior year | $13,479.00 | $13,581.00 | $25,977.00 |
| Total 2-year net price | $26,502.00 | $26,702.00 | $51,075.00 |
| 10-year loan interest @ 6.8% | $10,096.00 | $10,173.00 | $19,458.00 |
| Total monthly payment | $305.00 | $307.00 | $588.00 |
| Total amount paid | $36,599.00 | $36,875.00 | $70,533.00 |
Jump to the net-price detail in the net price section below.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $9,922.00 |
| Average net price (off-campus) | $13,459.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $12,412.00 |
| $30,000 to $48,000 | $13,088.00 |
| $48,001 to $75,000 | $15,521.00 |
| $75,001 to $110,000 | $19,501.00 |
| Over $110,000 | $19,616.00 |
Estimate your specific net price using the school’s Harris-Stowe State University Net Price Calculator, or contact the financial aid office.
Dig into how aid is awarded on the financial aid breakdown.
The typical debt load for borrowers leaving Harris-Stowe State University works out to $13,500.00, placing the school in the Low ($10-20k) burden tier.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $5,320.00 |
| Median (50th) | $13,500.00 |
| 75th | $25,325.00 |
| 90th | $38,370.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Explore borrowing, repayment, and default in detail on the student loan debt detail.
Median debt at graduation differs meaningfully across income brackets. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $13,914.00 |
| Middle income | $13,000.00 |
| High income | $10,500.00 |
On average, low-income graduates leave with $3,414.00 in extra median debt compared with high-income peers.
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $13,749.00 |
| Continuing-generation students | $12,500.00 |
First-generation graduates of Harris-Stowe State University take on $1,249.00 more debt than continuing-generation students.
Pell Grants are the largest source of federal need-based aid for undergrads. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The median debt difference between Pell-eligible and non-Pell graduates of Harris-Stowe State University stands at $4,504.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The federal default-rate tier for Harris-Stowe State University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 18.9% |
To put the rates in context, Stafford loans at Harris-Stowe State University add up to $153,134,442.00 over 9,404 student borrowers.
Veteran and active-military students often access dedicated federal aid programs including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 6 |
| Avg GI Bill amount | $5,576.00 |
Explore GI Bill and military aid in detail on the veterans benefits detail.
Use the figures above as a launch point, then think through Harris-Stowe State University, think through the questions below:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.