by our College Data Analytics TeamA large number of students are not billed the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The total price of attendance at Harrisburg Area Community College can feel tremendous, but do not forget that almost all students receive some sort of financial help.
Just what financing solutions does HACC deliver, and just what are you going to be eligible for? Keep scrolling for answers. Read on to see how much school funding could be available to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Use the information below to understand how much financial assistance you may get from Harrisburg Area Community College.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
Looking at the entering class at Harrisburg Area Community College, 73% of the incoming full-time class was awarded financial aid around 645 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 58% | $6,230 |
| Institutional grants & scholarships | 2% | $1,368 |
| Federal Pell grants | 55% | $5,328 |
| State/local grants | 29% | $2,074 |
| Federal student loans | 43% | $4,734 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At this school, roughly 38% of undergrads got grants or scholarships worth on average $5,186 (covering around 4891 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 38% | $5,186 |
| Federal Pell grants | 33% | $4,775 |
| Federal student loans | 30% | $5,885 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $3,898.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $10,326 |
| $30,001 – $75,000 | $11,033 |
| Over $75,000 | $16,357 |
Each figure is the net price after grants and scholarships, not the published sticker price.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $14,471 |
| Off-campus title-IV students | $12,117 |
For a personalized estimate based on your family’s financial situation, use HACC’s net price calculator: www.hacc.edu/Paying/Net-Price-Calculator.cfm.
A typical borrower at HACC leaves with $9,500 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $9,500 |
| Median federal debt (graduates only) | $17,500 |
| Typical 10-year monthly payment (graduates) | $185.53/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
The numbers below show the full range, not just the middle of the distribution. Use the percentiles below to see the debt range at HACC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,000 |
| 25th percentile | $3,597 |
| 75th percentile | $17,298 |
| 90th percentile (highest-debt students) | $30,992 |
Median debt varies by family income, by first-generation status, and by dependency status.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
| Middle income | $9,500 |
| High income | $8,250 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,500 |
| Continuing-generation students | $8,250 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $7,000 |
| Independent students | $12,506 |
A handful of calculated indicators summarize the debt outlook at HACC.
Stafford loans make up the bulk of federal direct lending to undergraduates. The totals below capture Stafford lending at HACC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 67183 |
| Total Stafford loan amount | $1,022,529,972 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 234 |
| Total GI Bill amount | $819,651 |
| Average GI Bill amount per recipient | $3,503 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 20 |
| Total DoD amount | $43,788 |
| Average DoD amount per recipient | $2,189 |
References
More about our data sources and methodologies.