by our College Data Analytics TeamMost students are not billed the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to Hawaii Community College can seem tremendous, but do not forget that almost all students are given some form of financial help.
Just what financing solutions does Hawaii CC provide, and just what are you going to be eligible for? Keep scrolling for answers. Scroll down to learn just how much financial aid will be open to you.
How much aid you qualify for depends largely on your family’s financial circumstances. The information provided on this page can help you determine how much aid you may receive from Hawaii Community College.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
Looking at the entering class at Hawaii Community College, 73% of first-year full-time students received aid of some kind approximately 186 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 70% | $6,211 |
| Institutional grants & scholarships | 44% | $2,637 |
| Federal Pell grants | 51% | $5,129 |
| State/local grants | 22% | $2,411 |
| Federal student loans | 4% | $4,805 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. Across the undergraduate body at Hawaii CC, around 37% of the undergraduate population received grant aid that averaged $5,465 (across approximately 829 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 37% | $5,465 |
| Federal Pell grants | 29% | $4,545 |
| Federal student loans | 5% | $6,223 |
Title-IV recipients living on campus saw average grant aid of $6,760.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $6,724 |
| $30,001 – $75,000 | $7,923 |
| Over $75,000 | $12,193 |
Each figure is the net price after grants and scholarships, not the published sticker price.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $8,942 |
| Off-campus title-IV students | $7,369 |
For a personalized estimate based on your family’s financial situation, use Hawaii CC’s NPC: www.hawaii.hawaii.edu/files/financialaid/netpricecalculator/.
The median student at Hawaii CC graduates with $6,101 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $6,101 |
| Median federal debt (graduates only) | $10,500 |
| Typical 10-year monthly payment (graduates) | $111.32/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
A single median figure conceals how much debt outcomes differ student to student. These percentiles trace how cumulative federal debt is spread among borrowers at Hawaii CC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,750 |
| 25th percentile | $3,037 |
| 75th percentile | $11,034 |
| 90th percentile (highest-debt students) | $20,000 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $7,813 |
| Middle income | $5,750 |
| High income | $4,653 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,500 |
| Continuing-generation students | $5,500 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,000 |
| Independent students | $9,249 |
A handful of calculated indicators summarize the debt outlook at Hawaii CC.
Stafford loans are the federal government’s primary direct undergraduate lending program. The aggregate figures below show how active the program is at Hawaii CC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 2705 |
| Total Stafford loan amount | $28,985,572 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 62 |
| Total GI Bill amount | $132,132 |
| Average GI Bill amount per recipient | $2,131 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 1 |
| Total DoD amount | $1,965 |
| Average DoD amount per recipient | $1,965 |
References
More about our data sources and methodologies.