by our College Data Analytics TeamMany students will not be asked to pay the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to Hawaii Medical College can seem overpowering, but remember that the majority of students are given some form of financial assistance.
Just what financing solutions does Hawaii Medical College provide, and just what are you going to be eligible for? Keep scrolling for answers. Keep reading to learn how much school funding will be available to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. The information provided on this page can help you determine how much aid you may receive from Hawaii Medical College.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. However, some types of aid are more desirable than others, and some students will receive more than others.
Looking at the entering class at Hawaii Medical College, 100% of new full-time first-years were awarded at least some aid approximately 97 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 99% | $6,223 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 99% | $5,860 |
| State/local grants | 20% | $1,832 |
| Federal student loans | 93% | $9,108 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. At Hawaii Medical College, roughly 44% of undergraduates were awarded an average grant or scholarship of $6,820 (across approximately 96 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 44% | $6,820 |
| Federal Pell grants | 44% | $5,926 |
| Federal student loans | 73% | $8,179 |
On-campus students receiving title-IV aid were awarded grants averaging $6,145.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $34,926 |
| $30,001 – $75,000 | $35,416 |
| Over $75,000 | $35,986 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $30,107 |
| Off-campus title-IV students | $35,048 |
For a personalized estimate based on your family’s financial situation, use Hawaii Medical College’s net price tool: www.hmi.edu/fha/npcalc.htm.
The median federal debt load at Hawaii Medical College comes to $10,500 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $10,500 |
| Median federal debt (graduates only) | $13,000 |
| Typical 10-year monthly payment (graduates) | $137.82/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The figures below chart the debt distribution at Hawaii Medical College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,554 |
| 25th percentile | $4,750 |
| 75th percentile | $9,500 |
| 90th percentile (highest-debt students) | $9,500 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $9,653 |
| Middle income | $10,556 |
| High income | $12,683 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $10,357 |
| Continuing-generation students | $10,556 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $9,653 |
| Independent students | $11,469 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. Hawaii Medical College.
Stafford loans are the federal government’s primary direct undergraduate lending program. The annual Stafford volume below reflects program activity at Hawaii Medical College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 2670 |
| Total Stafford loan amount | $25,107,843 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 28 |
| Total GI Bill amount | $319,760 |
| Average GI Bill amount per recipient | $11,420 |
References
More about our data sources and methodologies.