by our College Data Analytics TeamHere you will find what students actually borrow to attend Haywood Community College: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. These figures are reported by the Department of Education and IPEDS.
For incoming students at Haywood Community College, 1% of incoming students take out a loan to help cover first-year costs, averaging $1,000 per borrower, covering both private and federal loans.
Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 0% |
| Undergraduates with a federal loan | 0 |
| Total federal loans (one year) | $0 |
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Haywood Community College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $3,000 |
| 75th percentile | $8,627 |
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Haywood Community College.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 65 | $12,525 |
The indicators below describe what the typical debt costs to pay back at Haywood Community College.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. Two-year cohort default-rate data for Haywood Community College appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 0% |
| Borrowers in the cohort | 0 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
The Difference Between Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.