by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Healthcare Career College, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
Among first-year students at Healthcare Career College, 70% of new students use loans toward freshman-year expenses, for an average of $7,057 per student, private and federal loans combined.
The average federally funded loan is $6,632. This is at or above the $5,500 first-year federal borrowing cap that applies to the typical dependent freshman. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
For undergraduates overall at Healthcare Career College, 44% borrow through federal student loan programs, for a typical $6,751 per year. This works out to 1.8% more than the $6,632 borrowed by freshmen.
Repeating that yearly amount projects to about $13,502 in two years and roughly $27,004 after four. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 44% |
| Average federal loan per year | $6,751 |
| Undergraduates with a federal loan | 331 |
| Total federal loans (one year) | $2,234,583 |
Graduating and withdrawing students at Healthcare Career College carry a median federal debt of $9,500 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,500 |
| Students who completed (graduates) | $9,500 |
| Students who withdrew | $9,453 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Healthcare Career College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,711 |
| 25th percentile | $5,842 |
| 75th percentile | $10,404 |
| 90th percentile (highest-debt students) | $18,075 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Healthcare Career College.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Healthcare Career College.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 44 | $7,318 |
The indicators below describe what the typical debt costs to pay back at Healthcare Career College.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. Two-year cohort default-rate data for Healthcare Career College follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 18.8% |
| Borrowers in the cohort | 255 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,500 |
| Continuing-generation students | $19,720 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $9,500 |
| Independent students | $9,500 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Healthcare Career College.
The Difference Between Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.