by our College Data Analytics TeamA lot of students will not be asked to pay the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at Healthcare Training Institute can sound overwhelming, but bear in mind that many students get some type of financial aid.
What financial aid options can Healthcare Training Institute offer, and what will you qualify for? Keep reading for more information. Keep reading to learn how much school funding will be available to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. Read on to get a sense of the financial assistance available at Healthcare Training Institute.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
Among first-time, full-time freshmen at Healthcare Training Institute, 100% of new full-time first-years were awarded at least some aid roughly 3 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $7,395 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 100% | $7,395 |
| State/local grants | 0% | — |
| Federal student loans | 100% | $7,500 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. Here, approximately 71% of undergraduate students received gift aid averaging $10,660 (covering around 106 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 71% | $10,660 |
| Federal Pell grants | 33% | $7,395 |
| Federal student loans | 37% | $11,675 |
For on-campus title-IV students, average grant aid came to $7,395.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $5,699 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $10,594 |
| Off-campus title-IV students | $5,699 |
To get a personalized net price estimate, try Healthcare Training Institute’s online cost calculator: www.htinj.edu/net-price-calculator.
A typical borrower at Healthcare Training Institute leaves with $7,245 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $7,245 |
| Median federal debt (graduates only) | $8,717 |
| Typical 10-year monthly payment (graduates) | $92.41/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
Looking only at the median can be misleading because it hides the spread. These percentiles trace how cumulative federal debt is spread among borrowers at Healthcare Training Institute.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,977 |
| 25th percentile | $4,750 |
| 75th percentile | $8,623 |
| 90th percentile (highest-debt students) | $12,250 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $7,869 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $8,457 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. Healthcare Training Institute.
Stafford loans are the federal government’s primary direct undergraduate lending program. The annual Stafford volume below reflects program activity at Healthcare Training Institute:
| Metric | Value |
|---|---|
| Stafford loan recipients | 1709 |
| Total Stafford loan amount | $14,147,163 |
References
More about our data sources and methodologies.