by our College Data Analytics TeamHere’s the full picture on paying for Helena College University of Montana, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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The full cost of attending Helena College University of Montana spanned $17,493.00 and $24,665.00 depending on whether you qualify for in-state rates.
In-state students paid the lower published figure, while out-of-state students faced the higher one: close to $17,493.00 in-state, rising to $24,665.00 out-of-state.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $4,146.00 |
| + Room, board & other expenses | $13,347.00 |
| Total cost | $17,493.00 |
| That is 9% below the national average net price. |
| Total cost | $17,493.00 |
| − Grants and scholarships | −$4,226.00 |
| Net price | $13,267.00 |
| That is 31% below the national average net price. |
| Total cost | $17,493.00 |
| − Grants and scholarships | −$6,110.00 |
| Net price | $11,383.00 |
| That is 41% below the national average net price. |
| Tuition and fees | $11,318.00 |
| + Room, board & other expenses | $13,347.00 |
| Total cost | $24,665.00 |
| That is 28% above the national average net price. |
| Total cost | $24,665.00 |
| − Grants and scholarships | −$4,226.00 |
| Net price | $20,439.00 |
| That is 6% above the national average net price. |
| Total cost | $24,665.00 |
| − Grants and scholarships | −$6,110.00 |
| Net price | $18,555.00 |
| That is 4% below the national average net price. | |
| Explore each piece on the tuition & fees page plus living costs. |
Cost of attendance here has been rising by around 5.8% annually, so the projections below total more than one year of attendance. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.8% | 5.8% | 5.8% |
| Freshman year | $12,040.00 | $14,033.00 | $18,503.00 |
| Senior year | $14,248.00 | $16,607.00 | $21,896.00 |
| Total 4-year net price | $52,494.00 | $61,183.00 | $80,672.00 |
| 10-year loan interest @ 6.8% | $19,999.00 | $23,308.00 | $30,733.00 |
| Total monthly payment | $604.00 | $704.00 | $928.00 |
| Total amount paid | $72,493.00 | $84,491.00 | $111,405.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.8% | 5.8% | 5.8% |
| Freshman year | $12,040.00 | $14,033.00 | $18,503.00 |
| Senior year | $12,735.00 | $14,843.00 | $19,571.00 |
| Total 2-year net price | $24,776.00 | $28,876.00 | $38,074.00 |
| 10-year loan interest @ 6.8% | $9,439.00 | $11,001.00 | $14,505.00 |
| Total monthly payment | $285.00 | $332.00 | $438.00 |
| Total amount paid | $34,214.00 | $39,877.00 | $52,579.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.8% | 5.8% | 5.8% |
| Freshman year | $19,626.00 | $21,619.00 | $26,089.00 |
| Senior year | $23,226.00 | $25,584.00 | $30,874.00 |
| Total 4-year net price | $85,569.00 | $94,258.00 | $113,746.00 |
| 10-year loan interest @ 6.8% | $32,599.00 | $35,909.00 | $43,333.00 |
| Total monthly payment | $985.00 | $1,085.00 | $1,309.00 |
| Total amount paid | $118,168.00 | $130,166.00 | $157,080.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.8% | 5.8% | 5.8% |
| Freshman year | $19,626.00 | $21,619.00 | $26,089.00 |
| Senior year | $20,759.00 | $22,867.00 | $27,595.00 |
| Total 2-year net price | $40,386.00 | $44,486.00 | $53,684.00 |
| 10-year loan interest @ 6.8% | $15,385.00 | $16,948.00 | $20,452.00 |
| Total monthly payment | $465.00 | $512.00 | $618.00 |
| Total amount paid | $55,771.00 | $61,434.00 | $74,136.00 |
For the complete net-price picture, see the net-price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $11,593.00 |
| Average net price (off-campus) | $14,455.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $11,410.00 |
| $30,000 to $48,000 | $13,870.00 |
| $48,001 to $75,000 | $15,613.00 |
| $75,001 to $110,000 | $16,275.00 |
| Over $110,000 | $17,493.00 |
For a personalized estimate, try the Helena College University of Montana Net Price Calculator, or check with the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
The median amount borrowed by graduates of Helena College University of Montana works out to $9,500.00, landing it in the Very Low (<$10k) debt-burden bucket.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,900.00 |
| 25th | $3,750.00 |
| Median (50th) | $9,500.00 |
| 75th | $19,912.00 |
| 90th | $30,500.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Debt at graduation is far from uniform across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $10,500.00 |
| Middle income | $9,500.00 |
| High income | $6,500.00 |
Graduates from lower-income families carry $4,000.00 more than graduates from high-income families.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $9,500.00 |
| Continuing-generation students | $9,000.00 |
First-gen borrowers at Helena College University of Montana carry $500.00 in additional median debt versus continuing-generation peers.
The Pell Grant is the main federal need-based award for undergraduates. Pell vs non-Pell comparisons surface how debt breaks down by need.
The median debt difference between Pell-eligible and non-Pell graduates of Helena College University of Montana amounts to $1,852.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The federal default-rate tier for Helena College University of Montana is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 12.3% |
For a sense of scale, Stafford disbursements at Helena College University of Montana come to $67,631,526.00 across 4,553 disbursements.
Veterans and active-duty servicemembers can tap dedicated federal aid programs like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 30 |
| Avg GI Bill amount | $3,177.00 |
Explore GI Bill and military aid in detail on the veterans benefits detail.
Use the figures above as a launch point, then think through Helena College University of Montana, the questions below are worth your time:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.