by our College Data Analytics TeamThis page focuses on the debt students take on to attend Hellenic College-Holy Cross Greek Orthodox School of Theology: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. The data below is drawn directly from federal sources.
Among first-year students at Hellenic College - Holy Cross Greek Orthodox School of Theology, 29% of new students use loans toward freshman-year expenses, with a typical loan of $5,444 each, across private and federal loan sources.
The average federally funded loan is $5,444, amounting to 99.0% of the $5,500 federal limit that applies to a typical first-year dependent borrower. Remember the all-undergraduate figures below leave out private loans, so they will look lower than this private-plus-federal freshman amount.
For undergraduates overall at Hellenic College - Holy Cross Greek Orthodox School of Theology, 51% take out federal student loans, at an average of $7,295 annually. It comes to 34.0% more than the $5,444 typical freshmen borrow.
Carrying that yearly figure forward comes to roughly $14,590 in two years and roughly $29,180 over four years. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 51% |
| Average federal loan per year | $7,295 |
| Undergraduates with a federal loan | 25 |
| Total federal loans (one year) | $182,383 |
The middle borrower at Hellenic College - Holy Cross Greek Orthodox School of Theology owes $13,521 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $13,521 |
| Students who completed (graduates) | $21,500 |
Half of all borrowers fall between the 25th and 75th percentiles shown below for Hellenic College - Holy Cross Greek Orthodox School of Theology.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $7,500 |
| 75th percentile | $21,000 |
The indicators below describe what the typical debt costs to pay back at Hellenic College - Holy Cross Greek Orthodox School of Theology.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The official Department of Education two-year default rate for Hellenic College - Holy Cross Greek Orthodox School of Theology follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 4.0% |
| Borrowers in the cohort | 17 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| High income | $11,750 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $17,979 |
| Continuing-generation students | $11,625 |
Federal data publishes the following gap measures for Hellenic College - Holy Cross Greek Orthodox School of Theology.
The Difference Between Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Worth Knowing
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.