This guide covers the real cost of attending Henry Ford College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
If you want to dig into a particular figure, jump to any section below:
The total cost of attendance at Henry Ford College spanned $9,983.00 and $12,155.00 across residency tiers.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: near $9,983.00 in-state, rising to $12,155.00 out-of-state.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $5,644.00 |
| + Room, board & other expenses | $4,339.00 |
| Total cost | $9,983.00 |
| That is 48% below the national average net price. |
| Total cost | $9,983.00 |
| − Grants and scholarships | −$11,124.00 |
| Net price | $-1,141.00 |
| That is 106% below the national average net price. |
| Total cost | $9,983.00 |
| − Grants and scholarships | −$11,738.00 |
| Net price | $-1,755.00 |
| That is 109% below the national average net price. |
| Tuition and fees | $7,816.00 |
| + Room, board & other expenses | $4,339.00 |
| Total cost | $12,155.00 |
| That is 37% below the national average net price. |
| Total cost | $12,155.00 |
| − Grants and scholarships | −$11,124.00 |
| Net price | $1,031.00 |
| That is 95% below the national average net price. |
| Total cost | $12,155.00 |
| − Grants and scholarships | −$11,738.00 |
| Net price | $417.00 |
| That is 98% below the national average net price. | |
| Explore each piece on the tuition & fees page and living costs. |
Published costs have climbed year over year by roughly 3.0% per year, so the four-year total runs well above today’s cost. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.0% | 3.0% | 3.0% |
| Freshman year | $-1,808.00 | $-1,175.00 | $10,282.00 |
| Senior year | $-1,975.00 | $-1,284.00 | $11,236.00 |
| Total 4-year net price | $-7,563.00 | $-4,917.00 | $43,018.00 |
| 10-year loan interest @ 6.8% | $-2,881.00 | $-1,873.00 | $16,388.00 |
| Total monthly payment | $-87.00 | $-57.00 | $495.00 |
| Total amount paid | $-10,444.00 | $-6,790.00 | $59,407.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.0% | 3.0% | 3.0% |
| Freshman year | $-1,808.00 | $-1,175.00 | $10,282.00 |
| Senior year | $-1,862.00 | $-1,210.00 | $10,591.00 |
| Total 2-year net price | $-3,670.00 | $-2,386.00 | $20,873.00 |
| 10-year loan interest @ 6.8% | $-1,398.00 | $-909.00 | $7,952.00 |
| Total monthly payment | $-42.00 | $-27.00 | $240.00 |
| Total amount paid | $-5,067.00 | $-3,295.00 | $28,826.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.0% | 3.0% | 3.0% |
| Freshman year | $430.00 | $1,062.00 | $12,520.00 |
| Senior year | $469.00 | $1,160.00 | $13,681.00 |
| Total 4-year net price | $1,797.00 | $4,443.00 | $52,378.00 |
| 10-year loan interest @ 6.8% | $685.00 | $1,693.00 | $19,954.00 |
| Total monthly payment | $21.00 | $51.00 | $603.00 |
| Total amount paid | $2,481.00 | $6,135.00 | $72,332.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.0% | 3.0% | 3.0% |
| Freshman year | $430.00 | $1,062.00 | $12,520.00 |
| Senior year | $442.00 | $1,094.00 | $12,895.00 |
| Total 2-year net price | $872.00 | $2,156.00 | $25,415.00 |
| 10-year loan interest @ 6.8% | $332.00 | $821.00 | $9,682.00 |
| Total monthly payment | $10.00 | $25.00 | $292.00 |
| Total amount paid | $1,204.00 | $2,977.00 | $35,097.00 |
Jump to the net-price detail in the net price section below.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $660.00 |
| Average net price (off-campus) | $398.00 |
Net price varies sharply by family income, dropping as need-based aid grows. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $55.00 |
| $30,000 to $48,000 | $-204.00 |
| $48,001 to $75,000 | $2,491.00 |
| $75,001 to $110,000 | $5,807.00 |
| Over $110,000 | $8,653.00 |
Use Henry Ford College Net Price Calculator, or reach out to the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.
The median amount borrowed by graduates of Henry Ford College stands at $7,300.00, landing it in the Very Low (<$10k) burden category.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,790.00 |
| 25th | $3,492.00 |
| Median (50th) | $7,300.00 |
| 75th | $14,250.00 |
| 90th | $27,787.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Read the complete debt breakdown on the student-loan-debt breakdown.
Debt outcomes vary substantially with family income. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $7,452.00 |
| Middle income | $6,742.00 |
| High income | $7,300.00 |
On average, low-income graduates leave with $152.00 in extra median debt compared with high-income peers.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $7,252.00 |
| Continuing-generation students | $7,688.00 |
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The gap between Pell-eligible and non-Pell median debt at Henry Ford College amounts to $1,000.00. This institution is flagged by federal data for Pell-debt inequity.
The Department of Education default-rate tier for Henry Ford College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 19.7% |
To put the rates in context, Stafford loans at Henry Ford College amount to $659,323,057.00 across 51,137 borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 45 |
| Avg GI Bill amount | $4,206.00 |
| DoD Tuition Assistance recipients | 11 |
| Avg DoD Tuition Assistance | $1,732.00 |
Dig into veteran education benefits on the veteran aid breakdown.
The data above is a foundation; round it out by asking yourself about Henry Ford College, the questions below are worth your time:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.