by our College Data Analytics TeamHere’s the full picture on paying for Herkimer County Community College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
Want a specific number? Skip ahead to any section using the links below:
What it costs to attend Herkimer County Community College comes to about $17,648.00 per year.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $5,776.00 |
| + Room, board & other expenses | $11,872.00 |
| Total cost | $17,648.00 |
| That is 8% below the national average net price. |
| Total cost | $17,648.00 |
| − Grants and scholarships | −$6,730.00 |
| Net price | $10,918.00 |
| That is 43% below the national average net price. |
| Total cost | $17,648.00 |
| − Grants and scholarships | −$9,604.00 |
| Net price | $8,044.00 |
| That is 58% below the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees plus living costs. |
The projections below extend the current annual cost across a degree. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $8,044.00 | $10,918.00 | $17,648.00 |
| Senior year | $8,044.00 | $10,918.00 | $17,648.00 |
| Total 4-year net price | $32,176.00 | $43,672.00 | $70,592.00 |
| 10-year loan interest @ 6.8% | $12,258.00 | $16,637.00 | $26,893.00 |
| Total monthly payment | $370.00 | $503.00 | $812.00 |
| Total amount paid | $44,434.00 | $60,309.00 | $97,485.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $8,044.00 | $10,918.00 | $17,648.00 |
| Senior year | $8,044.00 | $10,918.00 | $17,648.00 |
| Total 2-year net price | $16,088.00 | $21,836.00 | $35,296.00 |
| 10-year loan interest @ 6.8% | $6,129.00 | $8,319.00 | $13,447.00 |
| Total monthly payment | $185.00 | $251.00 | $406.00 |
| Total amount paid | $22,217.00 | $30,155.00 | $48,743.00 |
| For the complete net-price picture, see the Net Price section. |
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $13,419.00 |
| Average net price (off-campus) | $10,530.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $8,203.00 |
| $30,000 to $48,000 | $10,988.00 |
| $48,001 to $75,000 | $12,490.00 |
| $75,001 to $110,000 | $14,354.00 |
| Over $110,000 | $17,032.00 |
For a personalized estimate, try the Herkimer County Community College Net Price Calculator, or get in touch with the financial aid office.
Dig into how aid is awarded on the grants & scholarships detail.
The median graduating debt at Herkimer County Community College comes to $6,500.00, which the Department of Education classifies as a Very Low (<$10k) debt-burden category.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,218.00 |
| 25th | $3,834.00 |
| Median (50th) | $6,500.00 |
| 75th | $12,000.00 |
| 90th | $19,000.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
For the full borrowing and repayment picture, see the student loan debt page.
Family income tracks closely with debt at graduation. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $6,526.00 |
| Middle income | $6,440.00 |
| High income | $6,500.00 |
Low-income borrowers graduate with $26.00 in extra median debt compared with high-income peers.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $6,500.00 |
| Continuing-generation students | $6,876.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The gap between Pell-eligible and non-Pell median debt at Herkimer County Community College stands at $1,050.00. This institution is flagged by federal data for Pell-debt inequity.
The Department of Education default-rate tier for Herkimer County Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 14.1% |
To put the rates in context, Stafford loans at Herkimer County Community College come to $139,745,007.00 spread across 15,011 loan recipients.
Veterans and active-duty students can access dedicated federal education aid like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 7 |
| Avg GI Bill amount | $4,532.00 |
Dig into veteran education benefits on the veteran aid breakdown.
Beyond the data above, it helps to ask a few questions when weighing Herkimer County Community College, the questions below are worth your time:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.