A large number of students will not be asked to pay the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at High Point University can sound tremendous, but do not forget that almost all students get some type of financial help.
What financial aid options can High Point offer, and what will you qualify for? Keep reading for more information. Read on to see how much school funding could be available to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Read on to get a sense of the financial assistance available at High Point University.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
For incoming first-year students at High Point University, 96% of new full-time first-years were awarded at least some aid around 1407 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 95% | $22,664 |
| Institutional grants & scholarships | 95% | $21,184 |
| Federal Pell grants | 15% | $5,369 |
| State/local grants | 8% | $6,964 |
| Federal student loans | 45% | $5,196 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At this school, roughly 88% of undergraduates were awarded grant or scholarship aid averaging $21,416 (across approximately 4419 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 88% | $21,416 |
| Federal Pell grants | 12% | $5,484 |
| Federal student loans | 41% | $6,483 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $26,841.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $32,426 |
| $30,001 – $75,000 | $35,755 |
| Over $75,000 | $43,216 |
Each figure is the net price after grants and scholarships, not the published sticker price.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $38,707 |
| Off-campus title-IV students | $40,721 |
To get a personalized net price estimate, try High Point’s official net price calculator: www.highpoint.edu/admissions/net-price-calculator/.
Graduating students at High Point carry a median federal student debt of $19,000 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $19,000 |
| Median federal debt (graduates only) | $24,575 |
| Typical 10-year monthly payment (graduates) | $260.54/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
The median alone does not show how widely outcomes vary across the student body. These percentiles trace how cumulative federal debt is spread among borrowers at High Point.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,154 |
| 25th percentile | $5,500 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $27,375 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $16,750 |
| Middle income | $19,500 |
| High income | $19,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $19,500 |
| Continuing-generation students | $18,000 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $19,500 |
| Independent students | $10,500 |
The figure below distills the debt data into a single burden category for High Point.
The Stafford program is the federal direct-loan vehicle most undergraduates use. The totals below capture Stafford lending at High Point:
| Metric | Value |
|---|---|
| Stafford loan recipients | 13087 |
| Total Stafford loan amount | $282,389,998 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 76 |
| Total GI Bill amount | $2,080,516 |
| Average GI Bill amount per recipient | $27,375 |
References
More about our data sources and methodologies.