by our College Data Analytics TeamThis overview lays out the cost of attending Highlands College of Montana Tech, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
Use the section links below to navigate this overview:
The total cost of attendance at Highlands College of Montana Tech came in between $16,138.00 to $22,958.00 across residency tiers.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: close to $16,138.00 in-state against $22,958.00 out of state.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $4,130.00 |
| + Room, board & other expenses | $12,008.00 |
| Total cost | $16,138.00 |
| That is 16% below the national average net price. |
| Total cost | $16,138.00 |
| − Grants and scholarships | −$3,514.00 |
| Net price | $12,624.00 |
| That is 34% below the national average net price. |
| Total cost | $16,138.00 |
| − Grants and scholarships | −$6,826.00 |
| Net price | $9,312.00 |
| That is 52% below the national average net price. |
| Tuition and fees | $10,950.00 |
| + Room, board & other expenses | $12,008.00 |
| Total cost | $22,958.00 |
| That is 19% above the national average net price. |
| Total cost | $22,958.00 |
| − Grants and scholarships | −$3,514.00 |
| Net price | $19,444.00 |
| That is roughly at the national average net price. |
| Total cost | $22,958.00 |
| − Grants and scholarships | −$6,826.00 |
| Net price | $16,132.00 |
| That is 16% below the national average net price. | |
| Explore each piece on tuition and fees plus living costs. |
Costs have trended upward in recent years at a recent average of 5.3% per year, so the four-year total runs well above today’s cost. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.3% | 5.3% | 5.3% |
| Freshman year | $9,803.00 | $13,290.00 | $16,989.00 |
| Senior year | $11,438.00 | $15,507.00 | $19,823.00 |
| Total 4-year net price | $42,427.00 | $57,517.00 | $73,528.00 |
| 10-year loan interest @ 6.8% | $16,163.00 | $21,912.00 | $28,011.00 |
| Total monthly payment | $488.00 | $662.00 | $846.00 |
| Total amount paid | $58,590.00 | $79,429.00 | $101,539.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.3% | 5.3% | 5.3% |
| Freshman year | $9,803.00 | $13,290.00 | $16,989.00 |
| Senior year | $10,321.00 | $13,991.00 | $17,886.00 |
| Total 2-year net price | $20,124.00 | $27,281.00 | $34,875.00 |
| 10-year loan interest @ 6.8% | $7,666.00 | $10,393.00 | $13,286.00 |
| Total monthly payment | $232.00 | $314.00 | $401.00 |
| Total amount paid | $27,790.00 | $37,674.00 | $48,161.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.3% | 5.3% | 5.3% |
| Freshman year | $16,983.00 | $20,470.00 | $24,169.00 |
| Senior year | $19,816.00 | $23,884.00 | $28,200.00 |
| Total 4-year net price | $73,500.00 | $88,590.00 | $104,601.00 |
| 10-year loan interest @ 6.8% | $28,001.00 | $33,750.00 | $39,849.00 |
| Total monthly payment | $846.00 | $1,020.00 | $1,204.00 |
| Total amount paid | $101,501.00 | $122,340.00 | $144,450.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.3% | 5.3% | 5.3% |
| Freshman year | $16,983.00 | $20,470.00 | $24,169.00 |
| Senior year | $17,879.00 | $21,550.00 | $25,444.00 |
| Total 2-year net price | $34,862.00 | $42,020.00 | $49,614.00 |
| 10-year loan interest @ 6.8% | $13,281.00 | $16,008.00 | $18,901.00 |
| Total monthly payment | $401.00 | $484.00 | $571.00 |
| Total amount paid | $48,144.00 | $58,028.00 | $68,515.00 |
Read more in the Net Price section.
Net price strips out grant and scholarship aid to show what families really pay. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $14,962.00 |
| Average net price (off-campus) | $12,184.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $8,939.00 |
| $30,000 to $48,000 | $10,440.00 |
| $48,001 to $75,000 | $12,225.00 |
| $75,001 to $110,000 | $16,121.00 |
| Over $110,000 | $15,495.00 |
Run your own numbers with the Highlands College of Montana Tech Net Price Calculator, or visit the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid page.
Median graduate debt at Highlands College of Montana Tech comes to $9,847.00, categorized as a Very Low (<$10k) debt-burden bucket.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $4,750.00 |
| Median (50th) | $9,847.00 |
| 75th | $25,575.00 |
| 90th | $37,525.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
For the full borrowing and repayment picture, see the student loan debt detail.
Family income tracks closely with debt at graduation. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $10,500.00 |
| Middle income | $9,361.00 |
| High income | $9,724.00 |
Low-income graduates carry $776.00 in additional median debt versus high-income graduates.
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $9,500.00 |
| Continuing-generation students | $10,400.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The gap between Pell-eligible and non-Pell median debt at Highlands College of Montana Tech amounts to $2,987.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The Department of Education default-rate tier for Highlands College of Montana Tech is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 11.1% |
For context on the loan portfolio, Stafford disbursements at Highlands College of Montana Tech come to $119,934,098.00 spread across 7,465 borrowers.
Veterans and current servicemembers may be eligible for major federal education benefits such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 12 |
| Avg GI Bill amount | $6,044.00 |
Explore GI Bill and military aid in detail on the college veterans page.
Beyond the data above, it helps to ask a few questions when weighing Highlands College of Montana Tech, consider the following:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.