by our College Data Analytics TeamThe majority of students will not be asked to pay the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at Hillsborough Community College can sound tremendous, but do not forget that almost all students get some type of financial help.
What financial assistance options will HCC offer you, and what will you qualify for? Read on for more information. Keep reading to discover just how much financial aid could be open to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Read on to get a sense of the financial assistance available at Hillsborough Community College.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
Looking at the entering class at Hillsborough Community College, 72% of first-year full-time students received aid of some kind some 2367 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 63% | $6,797 |
| Institutional grants & scholarships | 14% | $2,319 |
| Federal Pell grants | 52% | $6,019 |
| State/local grants | 48% | $1,584 |
| Federal student loans | 64% | $4,979 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. Here, roughly 53% of undergraduates were awarded grant or scholarship aid averaging $5,391 (across approximately 10650 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 53% | $5,391 |
| Federal Pell grants | 42% | $4,790 |
| Federal student loans | 53% | $5,797 |
For on-campus title-IV students, average grant aid came to $6,063.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $4,919 |
| $30,001 – $75,000 | $6,268 |
| Over $75,000 | $10,168 |
Remember these are net prices — what families pay after gift aid, not before.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $3,861 |
| Off-campus title-IV students | $4,929 |
For a personalized estimate based on your family’s financial situation, use HCC’s online cost calculator: www.hccfl.edu/net-price-calculator.
The middle student in the debt distribution at HCC owes $6,000 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $6,000 |
| Median federal debt (graduates only) | $9,762 |
| Typical 10-year monthly payment (graduates) | $103.49/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. Use the percentiles below to see the debt range at HCC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,750 |
| 25th percentile | $3,250 |
| 75th percentile | $12,353 |
| 90th percentile (highest-debt students) | $21,771 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $6,926 |
| Middle income | $5,500 |
| High income | $5,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,250 |
| Continuing-generation students | $5,500 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,275 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. HCC.
Stafford loans make up the bulk of federal direct lending to undergraduates. These figures summarize annual Stafford program activity at HCC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 56931 |
| Total Stafford loan amount | $618,845,375 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 960 |
| Total GI Bill amount | $2,021,755 |
| Average GI Bill amount per recipient | $2,106 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 189 |
| Total DoD amount | $243,131 |
| Average DoD amount per recipient | $1,286 |
References
More about our data sources and methodologies.