by our College Data Analytics TeamHere’s the full picture on paying for Hobart William Smith Colleges, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
If you want to dig into a particular figure, jump to any section below:
The total published cost of attendance at Hobart William Smith Colleges comes to about $80,635.00 per year.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $65,117.00 |
| + Room, board & other expenses | $15,518.00 |
| Total cost | $80,635.00 |
| That is 146% above the national average net price. |
| Total cost | $80,635.00 |
| − Grants and scholarships | −$51,039.00 |
| Net price | $29,596.00 |
| That is 10% below the national average net price. |
| Total cost | $80,635.00 |
| − Grants and scholarships | −$67,952.00 |
| Net price | $12,683.00 |
| That is 61% below the national average net price. | |
| For the full breakdown, see tuition and fees plus room and board. |
Cost of attendance here has been rising by around 2.6% per year, so the four-year total runs well above today’s cost. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.6% | 2.6% | 2.6% |
| Freshman year | $13,016.00 | $30,374.00 | $82,755.00 |
| Senior year | $14,070.00 | $32,833.00 | $89,455.00 |
| Total 4-year net price | $54,155.00 | $126,372.00 | $344,305.00 |
| 10-year loan interest @ 6.8% | $20,631.00 | $48,143.00 | $131,168.00 |
| Total monthly payment | $623.00 | $1,454.00 | $3,962.00 |
| Total amount paid | $74,787.00 | $174,516.00 | $475,473.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.6% | 2.6% | 2.6% |
| Freshman year | $13,016.00 | $30,374.00 | $82,755.00 |
| Senior year | $13,359.00 | $31,173.00 | $84,931.00 |
| Total 2-year net price | $26,375.00 | $61,547.00 | $167,686.00 |
| 10-year loan interest @ 6.8% | $10,048.00 | $23,447.00 | $63,882.00 |
| Total monthly payment | $304.00 | $708.00 | $1,930.00 |
| Total amount paid | $36,423.00 | $84,994.00 | $231,568.00 |
For the complete net-price picture, see the net price section below.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $31,563.00 |
| Average net price (off-campus) | $31,057.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $10,969.00 |
| $30,000 to $48,000 | $14,672.00 |
| $48,001 to $75,000 | $19,579.00 |
| $75,001 to $110,000 | $24,792.00 |
| Over $110,000 | $41,860.00 |
Estimate your specific net price using the school’s Hobart William Smith Colleges Net Price Calculator, or get in touch with the financial aid office.
Dig into how aid is awarded on the financial aid breakdown.
The typical debt load for borrowers leaving Hobart William Smith Colleges comes to $24,250.00, landing it in the Moderate ($20-30k) debt-burden bucket.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $12,000.00 |
| Median (50th) | $24,250.00 |
| 75th | $27,000.00 |
| 90th | $28,750.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
For the full borrowing and repayment picture, see the student loan debt detail.
Debt at graduation is far from uniform across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $21,000.00 |
| Middle income | $23,500.00 |
| High income | $25,088.00 |
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $25,068.00 |
| Continuing-generation students | $23,623.00 |
First-gen students at Hobart William Smith Colleges graduate with $1,445.00 in extra median debt compared with continuing-generation peers.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Pell vs non-Pell comparisons surface how debt breaks down by need.
The Pell-versus-non-Pell median debt difference at Hobart William Smith Colleges comes to $-250.00.
The default-rate classification at Hobart William Smith Colleges is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 1.7% |
For a sense of scale, Stafford disbursements at Hobart William Smith Colleges total $95,113,273.00 over 5,686 student borrowers.
Veteran and active-military students often access dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 8 |
| Avg GI Bill amount | $27,120.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
Beyond the data above, it helps to ask a few questions when weighing Hobart William Smith Colleges, a few questions are worth asking:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.