by our College Data Analytics TeamHere’s the full picture on paying for Holmes Community College, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
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The full cost of attending Holmes Community College came in between $12,733.00 ranging to $15,633.00 depending on residency and living arrangement.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: roughly $12,733.00 in-state against $15,633.00 out-of-state.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $3,710.00 |
| + Room, board & other expenses | $9,023.00 |
| Total cost | $12,733.00 |
| That is 34% below the national average net price. |
| Total cost | $12,733.00 |
| − Grants and scholarships | −$7,232.00 |
| Net price | $5,501.00 |
| That is 71% below the national average net price. |
| Total cost | $12,733.00 |
| − Grants and scholarships | −$7,257.00 |
| Net price | $5,476.00 |
| That is 72% below the national average net price. |
| Tuition and fees | $6,610.00 |
| + Room, board & other expenses | $9,023.00 |
| Total cost | $15,633.00 |
| That is 19% below the national average net price. |
| Total cost | $15,633.00 |
| − Grants and scholarships | −$7,232.00 |
| Net price | $8,401.00 |
| That is 56% below the national average net price. |
| Total cost | $15,633.00 |
| − Grants and scholarships | −$7,257.00 |
| Net price | $8,376.00 |
| That is 56% below the national average net price. | |
| Go deeper on the components with tuition and fees plus living costs. |
Costs have trended upward in recent years by roughly 2.1% per year, so the four-year total runs well above today’s cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.1% | 2.1% | 2.1% |
| Freshman year | $5,594.00 | $5,619.00 | $13,006.00 |
| Senior year | $5,962.00 | $5,989.00 | $13,862.00 |
| Total 4-year net price | $23,105.00 | $23,211.00 | $53,725.00 |
| 10-year loan interest @ 6.8% | $8,802.00 | $8,842.00 | $20,467.00 |
| Total monthly payment | $266.00 | $267.00 | $618.00 |
| Total amount paid | $31,908.00 | $32,053.00 | $74,193.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.1% | 2.1% | 2.1% |
| Freshman year | $5,594.00 | $5,619.00 | $13,006.00 |
| Senior year | $5,714.00 | $5,740.00 | $13,286.00 |
| Total 2-year net price | $11,307.00 | $11,359.00 | $26,292.00 |
| 10-year loan interest @ 6.8% | $4,308.00 | $4,327.00 | $10,016.00 |
| Total monthly payment | $130.00 | $131.00 | $303.00 |
| Total amount paid | $15,615.00 | $15,686.00 | $36,308.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.1% | 2.1% | 2.1% |
| Freshman year | $8,556.00 | $8,581.00 | $15,969.00 |
| Senior year | $9,119.00 | $9,146.00 | $17,019.00 |
| Total 4-year net price | $35,341.00 | $35,447.00 | $65,961.00 |
| 10-year loan interest @ 6.8% | $13,464.00 | $13,504.00 | $25,129.00 |
| Total monthly payment | $407.00 | $408.00 | $759.00 |
| Total amount paid | $48,805.00 | $48,951.00 | $91,090.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.1% | 2.1% | 2.1% |
| Freshman year | $8,556.00 | $8,581.00 | $15,969.00 |
| Senior year | $8,740.00 | $8,766.00 | $16,312.00 |
| Total 2-year net price | $17,295.00 | $17,347.00 | $32,280.00 |
| 10-year loan interest @ 6.8% | $6,589.00 | $6,609.00 | $12,298.00 |
| Total monthly payment | $199.00 | $200.00 | $371.00 |
| Total amount paid | $23,884.00 | $23,956.00 | $44,578.00 |
For the complete net-price picture, see the net-price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $5,643.00 |
| Average net price (off-campus) | $5,980.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $5,963.00 |
| $30,000 to $48,000 | $7,686.00 |
| $75,001 to $110,000 | $10,910.00 |
Get a tailored estimate from the Holmes Community College Net Price Calculator, or contact the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid page.
Typical debt at graduation from Holmes Community College is $5,500.00, landing it in the Very Low (<$10k) burden tier.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,488.00 |
| 25th | $2,225.00 |
| Median (50th) | $5,500.00 |
| 75th | $7,350.00 |
| 90th | $11,750.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Read the complete debt breakdown on the student loan debt page.
Family income tracks closely with debt at graduation. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $6,243.00 |
| Middle income | $5,563.00 |
| High income | $5,250.00 |
Low-income borrowers graduate with $993.00 in extra median debt compared with high-income peers.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $5,722.00 |
| Continuing-generation students | $5,500.00 |
First-generation graduates of Holmes Community College take on $222.00 more median debt than continuing-generation peers.
Pell Grants are the largest source of federal need-based aid for undergrads. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The median debt difference between Pell-eligible and non-Pell graduates of Holmes Community College comes to $500.00. This school carries a federal Pell-debt-inequity flag.
The federal default-rate classification for Holmes Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 14.7% |
For context on the loan portfolio, Stafford disbursements at Holmes Community College total $127,579,411.00 covering 15,577 borrowers.
Veterans and active-duty service members may qualify for substantial federal education benefits including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 27 |
| Avg GI Bill amount | $2,098.00 |
| DoD Tuition Assistance recipients | 11 |
| Avg DoD Tuition Assistance | $1,229.00 |
Read more about military and veteran aid on the college veterans page.
The figures above are a starting point — as you weigh Holmes Community College, think through the questions below:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.