by our College Data Analytics TeamA large number of students are not billed the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The price tag of going to Holy Cross College can appear tremendous, but do not forget that almost all students obtain some kind of financial help.
What financing options does Holy Cross College offer you, and what will you qualify for? Keep scrolling for more information. Read on to discover how much school funding could be available to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. Continue reading to find information to help you understand just how much assistance you can expect to receive from Holy Cross College.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
For freshmen starting at Holy Cross College, 85% of new full-time first-years were awarded at least some aid (about 189 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 72% | $28,416 |
| Institutional grants & scholarships | 71% | $22,927 |
| Federal Pell grants | 26% | $5,932 |
| State/local grants | 22% | $11,391 |
| Federal student loans | 70% | $5,298 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At this school, around 85% of the undergraduate population received grant aid that averaged $30,877 (for some 434 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 85% | $30,877 |
| Federal Pell grants | 30% | $6,021 |
| Federal student loans | 71% | $5,977 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $24,153.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $14,847 |
| $30,001 – $75,000 | $17,551 |
| Over $75,000 | $31,953 |
Each figure is the net price after grants and scholarships, not the published sticker price.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $26,728 |
| Off-campus title-IV students | $26,470 |
To get a personalized net price estimate, try Holy Cross College’s official net price calculator: www.hcc-nd.edu/net-price-calculator/.
The median federal debt load at Holy Cross College comes to $11,904 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $11,904 |
| Median federal debt (graduates only) | $24,000 |
| Typical 10-year monthly payment (graduates) | $254.44/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
Looking only at the median can be misleading because it hides the spread. Use the percentiles below to see the debt range at Holy Cross College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $5,500 |
| 75th percentile | $25,500 |
| 90th percentile (highest-debt students) | $29,000 |
Median debt varies by family income, by first-generation status, and by dependency status.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $11,317 |
| Middle income | $19,750 |
| High income | $5,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $15,750 |
| Continuing-generation students | $7,500 |
The figure below distills the debt data into a single burden category for Holy Cross College.
The Stafford program is the federal direct-loan vehicle most undergraduates use. The totals below capture Stafford lending at Holy Cross College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 2220 |
| Total Stafford loan amount | $27,616,355 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 4 |
| Total GI Bill amount | $99,468 |
| Average GI Bill amount per recipient | $24,867 |
References
More about our data sources and methodologies.