by our College Data Analytics TeamBelow is the data on what it actually costs to attend Holyoke Community College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
Want a specific number? Skip ahead to any section using the links below:
Cost of attendance at Holyoke Community College varied between $13,587.00 and up to $18,531.00 based on in-state versus out-of-state status.
Where you live mattered — in-state students paid less than out-of-state students: around $13,587.00 in-state versus $18,531.00 for non-residents.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $5,988.00 |
| + Room, board & other expenses | $7,599.00 |
| Total cost | $13,587.00 |
| That is 29% below the national average net price. |
| Total cost | $13,587.00 |
| − Grants and scholarships | −$6,975.00 |
| Net price | $6,612.00 |
| That is 66% below the national average net price. |
| Total cost | $13,587.00 |
| − Grants and scholarships | −$8,521.00 |
| Net price | $5,066.00 |
| That is 74% below the national average net price. |
| Tuition and fees | $10,932.00 |
| + Room, board & other expenses | $7,599.00 |
| Total cost | $18,531.00 |
| That is 4% below the national average net price. |
| Total cost | $18,531.00 |
| − Grants and scholarships | −$6,975.00 |
| Net price | $11,556.00 |
| That is 40% below the national average net price. |
| Total cost | $18,531.00 |
| − Grants and scholarships | −$8,521.00 |
| Net price | $10,010.00 |
| That is 48% below the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees plus room and board. |
Costs have trended upward in recent years by around 1.9% a year, so a full degree will cost more than a single year — the tables below carry that forward. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.9% | 1.9% | 1.9% |
| Freshman year | $5,164.00 | $6,740.00 | $13,850.00 |
| Senior year | $5,469.00 | $7,138.00 | $14,668.00 |
| Total 4-year net price | $21,262.00 | $27,751.00 | $57,025.00 |
| 10-year loan interest @ 6.8% | $8,100.00 | $10,572.00 | $21,725.00 |
| Total monthly payment | $245.00 | $319.00 | $656.00 |
| Total amount paid | $29,362.00 | $38,323.00 | $78,750.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.9% | 1.9% | 1.9% |
| Freshman year | $5,164.00 | $6,740.00 | $13,850.00 |
| Senior year | $5,264.00 | $6,870.00 | $14,117.00 |
| Total 2-year net price | $10,428.00 | $13,610.00 | $27,967.00 |
| 10-year loan interest @ 6.8% | $3,973.00 | $5,185.00 | $10,654.00 |
| Total monthly payment | $120.00 | $157.00 | $322.00 |
| Total amount paid | $14,400.00 | $18,795.00 | $38,621.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.9% | 1.9% | 1.9% |
| Freshman year | $10,203.00 | $11,779.00 | $18,889.00 |
| Senior year | $10,807.00 | $12,476.00 | $20,006.00 |
| Total 4-year net price | $42,012.00 | $48,501.00 | $77,775.00 |
| 10-year loan interest @ 6.8% | $16,005.00 | $18,477.00 | $29,630.00 |
| Total monthly payment | $483.00 | $558.00 | $895.00 |
| Total amount paid | $58,018.00 | $66,978.00 | $107,405.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.9% | 1.9% | 1.9% |
| Freshman year | $10,203.00 | $11,779.00 | $18,889.00 |
| Senior year | $10,401.00 | $12,007.00 | $19,254.00 |
| Total 2-year net price | $20,604.00 | $23,786.00 | $38,143.00 |
| 10-year loan interest @ 6.8% | $7,849.00 | $9,062.00 | $14,531.00 |
| Total monthly payment | $237.00 | $274.00 | $439.00 |
| Total amount paid | $28,454.00 | $32,848.00 | $52,675.00 |
See the full net-price breakdown in the net price section below.
The net price figure shows the cost after grants and scholarships are deducted. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $8,068.00 |
| Average net price (off-campus) | $6,860.00 |
Net price varies sharply by family income, dropping as need-based aid grows. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $5,173.00 |
| $30,000 to $48,000 | $5,581.00 |
| $48,001 to $75,000 | $7,588.00 |
| $75,001 to $110,000 | $11,901.00 |
| Over $110,000 | $13,132.00 |
For a personalized estimate, try the Holyoke Community College Net Price Calculator, or contact the financial aid office.
Want to know how that aid is awarded? See the grants & scholarships detail.
The median amount borrowed by graduates of Holyoke Community College comes to $4,750.00, placing the school in the Very Low (<$10k) burden category.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $600.00 |
| 25th | $1,664.00 |
| Median (50th) | $4,750.00 |
| 75th | $8,855.00 |
| 90th | $15,000.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Read the complete debt breakdown on the student-loan-debt breakdown.
Median debt at graduation differs meaningfully across income brackets. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $2,500.00 |
| Middle income | $5,500.00 |
| High income | $7,168.00 |
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $4,451.00 |
| Continuing-generation students | $5,500.00 |
Pell Grants are the largest source of federal need-based aid for undergrads. Pell vs non-Pell comparisons surface how debt breaks down by need.
The median debt difference between Pell-eligible and non-Pell graduates of Holyoke Community College amounts to $-3,510.00.
The default-rate classification at Holyoke Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 13.8% |
To put the rates in context, Stafford loans at Holyoke Community College come to $86,472,484.00 spread across 11,904 loan recipients.
Veterans and active-duty service members may qualify for substantial federal education benefits including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 44 |
| Avg GI Bill amount | $3,084.00 |
Read more about military and veteran aid on the veterans benefits detail.
Use the figures above as a launch point, then think through Holyoke Community College, a few questions are worth asking:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.