The majority of students will not be asked to pay the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total price of attendance at Honolulu Community College can feel tremendous, but do not forget that almost all students receive some sort of financial help.
What financing options does Honolulu CC offer you, and what will you qualify for? Keep scrolling for more information. Read on to find out just how much financial aid will be open to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. The information provided on this page can help you determine how much aid you may receive from Honolulu Community College.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
Among first-time, full-time freshmen at Honolulu Community College, 53% of new full-time first-years were awarded at least some aid roughly 131 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 50% | $5,397 |
| Institutional grants & scholarships | 19% | $1,476 |
| Federal Pell grants | 40% | $4,795 |
| State/local grants | 18% | $2,468 |
| Federal student loans | 6% | $4,842 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. Across the undergraduate body at Honolulu CC, roughly 22% of undergrads got grants or scholarships worth on average $4,882 (among about 700 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 22% | $4,882 |
| Federal Pell grants | 16% | $4,158 |
| Federal student loans | 4% | $6,362 |
Title-IV recipients living on campus saw average grant aid of $5,693.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $5,455 |
| $30,001 – $75,000 | $7,476 |
| Over $75,000 | $9,542 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $7,458 |
| Off-campus title-IV students | $6,399 |
For a customized cost estimate, visit Honolulu CC’s net price calculator: www.honolulu.hawaii.edu/downloads/web/paying-for-college/npcalc.htm.
Graduating students at Honolulu CC carry a median federal student debt of $5,995 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $5,995 |
| Median federal debt (graduates only) | $7,534 |
| Typical 10-year monthly payment (graduates) | $79.87/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
A single median figure conceals how much debt outcomes differ student to student. These percentiles trace how cumulative federal debt is spread among borrowers at Honolulu CC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,750 |
| 25th percentile | $3,488 |
| 75th percentile | $10,193 |
| 90th percentile (highest-debt students) | $16,500 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $7,613 |
| Middle income | $5,110 |
| High income | $4,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,500 |
| Continuing-generation students | $5,405 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,500 |
| Independent students | $8,000 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. Honolulu CC.
Stafford loans are the federal government’s primary direct undergraduate lending program. Below is the annual Stafford program activity at Honolulu CC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 2691 |
| Total Stafford loan amount | $20,651,723 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 225 |
| Total GI Bill amount | $409,109 |
| Average GI Bill amount per recipient | $1,818 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 31 |
| Total DoD amount | $47,034 |
| Average DoD amount per recipient | $1,517 |
References
More about our data sources and methodologies.