by our College Data Analytics TeamHere’s the full picture on paying for Houghton University, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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Published attendance costs at Houghton University stands at about $29,287.00 per academic year.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $18,430.00 |
| + Room, board & other expenses | $10,857.00 |
| Total cost | $29,287.00 |
| That is 11% below the national average net price. |
| Total cost | $29,287.00 |
| − Grants and scholarships | −$10,624.00 |
| Net price | $18,663.00 |
| That is 43% below the national average net price. |
| Total cost | $29,287.00 |
| − Grants and scholarships | −$11,996.00 |
| Net price | $17,291.00 |
| That is 47% below the national average net price. | |
| Explore each piece on the tuition & fees page and living costs. |
Costs have trended upward in recent years at about 3.9% per year, so the four-year total runs well above today’s cost. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.9% | 3.9% | 3.9% |
| Freshman year | $17,967.00 | $19,392.00 | $30,432.00 |
| Senior year | $20,157.00 | $21,756.00 | $34,141.00 |
| Total 4-year net price | $76,191.00 | $82,237.00 | $129,051.00 |
| 10-year loan interest @ 6.8% | $29,026.00 | $31,329.00 | $49,164.00 |
| Total monthly payment | $877.00 | $946.00 | $1,485.00 |
| Total amount paid | $105,218.00 | $113,566.00 | $178,215.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.9% | 3.9% | 3.9% |
| Freshman year | $17,967.00 | $19,392.00 | $30,432.00 |
| Senior year | $18,669.00 | $20,150.00 | $31,621.00 |
| Total 2-year net price | $36,636.00 | $39,543.00 | $62,053.00 |
| 10-year loan interest @ 6.8% | $13,957.00 | $15,064.00 | $23,640.00 |
| Total monthly payment | $422.00 | $455.00 | $714.00 |
| Total amount paid | $50,593.00 | $54,607.00 | $85,693.00 |
See the full net-price breakdown in the Net Price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $20,519.00 |
| Average net price (off-campus) | $21,148.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $17,213.00 |
| $30,000 to $48,000 | $17,292.00 |
| $48,001 to $75,000 | $20,133.00 |
| $75,001 to $110,000 | $22,275.00 |
| Over $110,000 | $25,436.00 |
Run your own numbers with the Houghton University Net Price Calculator, or contact the financial aid office.
Dig into how aid is awarded on the grants & scholarships detail.
The median amount borrowed by graduates of Houghton University works out to $20,313.00, which federal data classifies as a Moderate ($20-30k) burden tier.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $9,042.00 |
| Median (50th) | $20,313.00 |
| 75th | $27,000.00 |
| 90th | $32,000.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Family income tracks closely with debt at graduation. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $17,245.00 |
| Middle income | $21,625.00 |
| High income | $18,875.00 |
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $18,726.00 |
| Continuing-generation students | $20,500.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The median debt gap between Pell and non-Pell graduates of Houghton University stands at $2,188.00. Federal data flags this school for Pell-related debt inequity.
The default-rate classification at Houghton University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 1.6% |
For scale, federal Stafford loan disbursements at Houghton University add up to $67,642,672.00 over 4,352 recipients.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 6 |
| Avg GI Bill amount | $16,117.00 |
For the full rundown of veteran and military benefits, see the veteran aid breakdown.
The data above is a foundation; round it out by asking yourself about Houghton University, a few questions are worth asking:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.