by our College Data Analytics TeamBelow is federal data on the loans students use to pay for House of Heavilin Beauty College-Academy of Beauty Professionals, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
At House of Heavilin Beauty College-Academy of Beauty Professionals, 50% of new students use loans toward freshman-year expenses, with a typical loan of $9,292 each, across private and federal loan sources.
The average federally funded loan is $9,292. This is at or above the $5,500 first-year federal borrowing cap that applies to the typical dependent freshman. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Counting every undergraduate at House of Heavilin Beauty College-Academy of Beauty Professionals, 39% rely on federal student loans toward their education, with a mean of $6,335 a year. It comes to 31.8% smaller than the $9,292 freshmen take on.
Borrowing at that rate every year works out to about $12,670 by year two and around $25,340 over a four-year span. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 39% |
| Average federal loan per year | $6,335 |
| Undergraduates with a federal loan | 44 |
| Total federal loans (one year) | $278,741 |
The median student at House of Heavilin Beauty College-Academy of Beauty Professionals borrows $6,333 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,333 |
| Students who completed (graduates) | $6,333 |
| Students who withdrew | $4,750 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for House of Heavilin Beauty College-Academy of Beauty Professionals.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $8,159 |
| 75th percentile | $12,430 |
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for House of Heavilin Beauty College-Academy of Beauty Professionals.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 21 | $6,225 |
The indicators below describe what the typical debt costs to pay back at House of Heavilin Beauty College-Academy of Beauty Professionals.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. Two-year cohort default-rate data for House of Heavilin Beauty College-Academy of Beauty Professionals is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 9.0% |
| Borrowers in the cohort | 33 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $6,333 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,333 |
| Continuing-generation students | $6,333 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $6,333 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at House of Heavilin Beauty College-Academy of Beauty Professionals.
Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Important to Remember
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.