by our College Data Analytics TeamThis page focuses on the debt students take on to attend House of Heavilin Beauty College-Academy of Beauty Professionals, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
Among first-year students at House of Heavilin Beauty College-Academy of Beauty Professionals, 89% of first-year students take on loan debt, averaging $6,906 per borrower, covering both private and federal loans.
On the federal side, the average loan is $6,906. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Among all degree-seeking undergrads at House of Heavilin Beauty College-Academy of Beauty Professionals, 43% use federal student loans to help pay for their education, averaging $6,236 each per year. This works out to 9.7% lower than the $6,906 freshmen take on.
Repeating that yearly amount projects to about $12,472 over two years and about $24,944 across a four-year program. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 43% |
| Average federal loan per year | $6,236 |
| Undergraduates with a federal loan | 62 |
| Total federal loans (one year) | $386,656 |
The middle borrower at House of Heavilin Beauty College-Academy of Beauty Professionals owes $6,333 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,333 |
| Students who completed (graduates) | $6,333 |
| Students who withdrew | $4,750 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Half of all borrowers fall between the 25th and 75th percentiles shown below for House of Heavilin Beauty College-Academy of Beauty Professionals.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $8,159 |
| 75th percentile | $12,430 |
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for House of Heavilin Beauty College-Academy of Beauty Professionals.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 21 | $6,225 |
The indicators below describe what the typical debt costs to pay back at House of Heavilin Beauty College-Academy of Beauty Professionals.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. Two-year cohort default-rate data for House of Heavilin Beauty College-Academy of Beauty Professionals follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 9.0% |
| Borrowers in the cohort | 33 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $6,333 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,333 |
| Continuing-generation students | $6,333 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $6,333 |
Federal data publishes the following gap measures for House of Heavilin Beauty College-Academy of Beauty Professionals.
Subsidized vs. Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Did You Know?
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.