by our College Data Analytics TeamThis page focuses on the debt students take on to attend House of Heavilin Beauty College-Kansas City, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
At House of Heavilin Beauty College-Kansas City specifically, 88% of first-year students take on loan debt, borrowing on average $7,586 each — a figure that counts both private and federal student loans.
Federal loans alone average $7,586. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Looking at all undergraduates at House of Heavilin Beauty College-Kansas City, freshmen included, 53% rely on federal student loans toward their education, borrowing on average $8,301 each per year. That amounts to 9.4% larger than the $7,586 freshmen take on.
Borrowing the same amount each year would add up to roughly $16,602 over two years and about $33,204 after four. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 53% |
| Average federal loan per year | $8,301 |
| Undergraduates with a federal loan | 51 |
| Total federal loans (one year) | $423,362 |
The median student at House of Heavilin Beauty College-Kansas City borrows $11,024 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $11,024 |
| Students who completed (graduates) | $13,102 |
Half of all borrowers fall between the 25th and 75th percentiles shown below for House of Heavilin Beauty College-Kansas City.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $4,938 |
| 75th percentile | $12,750 |
Repayment burden translates the debt figures into what a borrower actually pays each month. House of Heavilin Beauty College-Kansas City.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. Two-year cohort default-rate data for House of Heavilin Beauty College-Kansas City appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 10.7% |
| Borrowers in the cohort | 65 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
The Difference Between Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Worth Knowing
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.