Many students are not billed the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The total price of attendance at Houston Christian University can feel tremendous, but do not forget that almost all students receive some sort of financial help.
Just what financing solutions does HBU provide, and just what are you going to be eligible for? Keep scrolling for answers. Scroll down to find out how much school funding will be available to you.
How much aid you qualify for depends largely on your family’s financial circumstances. The information provided on this page can help you determine how much aid you may receive from Houston Christian University.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
For incoming first-year students at Houston Christian University, 100% of entering full-time freshmen got some type of financial assistance around 675 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $28,870 |
| Institutional grants & scholarships | 100% | $22,334 |
| Federal Pell grants | 61% | $6,028 |
| State/local grants | 59% | $4,704 |
| Federal student loans | 62% | $5,335 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. Across the undergraduate body at HBU, roughly 94% of undergraduate students received gift aid averaging $25,583 (among about 2618 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 94% | $25,583 |
| Federal Pell grants | 56% | $5,796 |
| Federal student loans | 59% | $6,621 |
For on-campus title-IV students, average grant aid came to $29,453.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $17,489 |
| $30,001 – $75,000 | $18,509 |
| Over $75,000 | $25,545 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $20,629 |
| Off-campus title-IV students | $19,780 |
For an estimate tailored to your family circumstances, see HBU’s net price calculator: www.hc.edu/estimator.
Graduating students at HBU carry a median federal student debt of $11,000 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $11,000 |
| Median federal debt (graduates only) | $22,642 |
| Typical 10-year monthly payment (graduates) | $240.04/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
The median alone does not show how widely outcomes vary across the student body. Use the percentiles below to see the debt range at HBU.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,250 |
| 25th percentile | $5,500 |
| 75th percentile | $24,976 |
| 90th percentile (highest-debt students) | $31,250 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
| Middle income | $11,000 |
| High income | $14,000 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $10,800 |
| Continuing-generation students | $12,505 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,000 |
| Independent students | $9,500 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. HBU.
The Stafford loan program is the largest source of federal direct loans to undergraduates. Below is the annual Stafford program activity at HBU:
| Metric | Value |
|---|---|
| Stafford loan recipients | 14469 |
| Total Stafford loan amount | $326,515,797 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 122 |
| Total GI Bill amount | $1,652,649 |
| Average GI Bill amount per recipient | $13,546 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 1 |
| Total DoD amount | $750 |
| Average DoD amount per recipient | $750 |
References
More about our data sources and methodologies.