by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Houston Barber School: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. These figures are reported by the Department of Education and IPEDS.
For incoming students at Houston Barber School, 71% of incoming students take out a loan to help cover first-year costs, borrowing on average $8,359 apiece. This figure includes both private and federally funded student loans.
The typical federal loan comes to $8,359. This is at or above the $5,500 first-year federal borrowing cap that applies to the typical dependent freshman. Remember the all-undergraduate figures below leave out private loans, so they will look lower than this private-plus-federal freshman amount.
Looking at all undergraduates at Houston Barber School, freshmen included, 63% take out federal student loans, with a mean of $6,533 annually. That amounts to 21.8% lower than the freshman federal average of $8,359.
At a steady annual pace, that totals around $13,066 over two years and about $26,132 over four years. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 63% |
| Average federal loan per year | $6,533 |
| Undergraduates with a federal loan | 271 |
| Total federal loans (one year) | $1,770,419 |
Graduating and withdrawing students at Houston Barber School carry a median federal debt of $9,500 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,500 |
| Students who completed (graduates) | $10,667 |
| Students who withdrew | $5,499 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
The indicators below describe what the typical debt costs to pay back at Houston Barber School.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $6,222 |
| Independent students | $10,667 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Houston Barber School.
Subsidized vs. Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Worth Knowing
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.