Howard Payne Housing Costs

$3,082 Other Living Expenses Typical Cost

How Much Will it Cost to Live at Howard Payne?

There are additional costs associated with college other than tuition. Find out below exactly how much you will be spending to attend Howard Payne University.

On this page you will find:

Living Expenses Outline
Room & Board Trends and Total Expenses
Meal Plans and Housing Requirements
References

Living Expenses at Howard Payne

This school offers students separate housing and dining options. The on-campus housing charge for an average student was $4,500 in 2026, with the price of an average meal plan at $5,900. All told, a typical student living on campus at Howard Payne University can expect to spend about $17,676 in 2026 across housing, dining, books and other living expenses.

The following table outlines average expected costs for both on-campus and off-campus housing, meals and other expenses at Howard Payne University.

Expense	On Campus	Off Campus
Room and Board	$13,094	$20,812
— Housing	$4,500
— Meals	$5,900
Other Living Expenses	$3,082	$3,248
Books and Supplies	$1,500	$1,500
Total	$17,676	$25,560

Room & Board Trends and Total Expenses? Projected Four-Year Cost: $73,770

Tuition is not the only college cost that climbs each year — room and board does too. Projecting the trend helps you plan for all four years instead of only the first.

Over four years you could pay about $73,770 by the time you graduate.

Here is how combined on-campus room and board has moved over the last few reported years, with a projection of where it is headed, at Howard Payne University.

Year	Room & Board
Three Years Ago	$12,252
Two Years Ago	$12,312
One Year Ago	$12,968
Most Recent Year (2026)	$13,094
One Year From Now *	$13,393
Two Years From Now *	$13,700
Three Years From Now *	$14,014
Four Years From Now *	$14,335

* estimated

Year over year, room and board rose an average of 2.3% annually. Based on current trends, incoming freshmen can expect to pay about $17,975 for room, board and essentials in year one.

By their final year, a student might pay about $18,917 for a bachelor’s degree, while a two-year (associate) student would pay around $18,282 by the end of a two-year program.

For a full bachelor’s degree, expect to spend a total of around $73,770 for a bachelor’s, while two years would run about $36,257 over a two-year associate program.

Build In Yearly Cost Growth

Annual increases in room and board are the norm, so build a yearly increase into your four-year budget.

Meal Plans and Housing Requirements at Howard Payne

Meal plan structures vary widely. At this school, the maximum meal plan covers a fixed number of meals per week, shown in the table below. The table below outlines what this school reports about on-campus housing.