by our College Data Analytics TeamMany students are not billed the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to Hudson County Community College can seem tremendous, but do not forget that almost all students are given some form of financial help.
Just what financial assistance solutions will HCCC provide, and just what are you going to be eligible for? Read on for answers. Keep scrolling to discover how much school funding could be available to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. The information provided on this page can help you determine how much aid you may receive from Hudson County Community College.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
For freshmen starting at Hudson County Community College, 82% of first-year full-time students received aid of some kind (about 1016 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 77% | $7,973 |
| Institutional grants & scholarships | 0% | $1,167 |
| Federal Pell grants | 70% | $6,619 |
| State/local grants | 49% | $3,054 |
| Federal student loans | 2% | $5,527 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At HCCC, some 65% of undergrads got grants or scholarships worth on average $6,824 (across roughly 4684 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 65% | $6,824 |
| Federal Pell grants | 56% | $5,800 |
| Federal student loans | 3% | $5,253 |
For on-campus title-IV students, average grant aid came to $8,162.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $5,562 |
| $30,001 – $75,000 | $6,322 |
| Over $75,000 | $8,564 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $7,307 |
| Off-campus title-IV students | $5,902 |
For a personalized estimate based on your family’s financial situation, use HCCC’s NPC: www.hccc.edu/paying-for-college/financial-aid/how-aid-works/calculate-costs.html.
The median student at HCCC graduates with $6,000 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $6,000 |
| Median federal debt (graduates only) | $10,500 |
| Typical 10-year monthly payment (graduates) | $111.32/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. Use the percentiles below to see the debt range at HCCC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,700 |
| 25th percentile | $2,250 |
| 75th percentile | $10,050 |
| 90th percentile (highest-debt students) | $17,750 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $6,000 |
| Middle income | $6,500 |
| High income | $5,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,775 |
| Continuing-generation students | $6,567 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,000 |
| Independent students | $8,930 |
These indicators are derived from the underlying debt data and summarize the overall picture at HCCC.
Stafford loans are the federal government’s primary direct undergraduate lending program. The annual Stafford volume below reflects program activity at HCCC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 6440 |
| Total Stafford loan amount | $56,622,799 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 59 |
| Total GI Bill amount | $280,194 |
| Average GI Bill amount per recipient | $4,749 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 3 |
| Total DoD amount | $4,960 |
| Average DoD amount per recipient | $1,653 |
References
More about our data sources and methodologies.