by our College Data Analytics TeamThis overview lays out the cost of attending Hudson Valley Community College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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Published attendance costs at Hudson Valley Community College came in between $13,654.00 to $18,710.00 depending on your residency status.
In-state students paid the lower published figure, while out-of-state students faced the higher one: near $13,654.00 in-state versus $18,710.00 for out-of-state students.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $6,796.00 |
| + Room, board & other expenses | $6,858.00 |
| Total cost | $13,654.00 |
| That is 29% below the national average net price. |
| Total cost | $13,654.00 |
| − Grants and scholarships | −$7,256.00 |
| Net price | $6,398.00 |
| That is 67% below the national average net price. |
| Total cost | $13,654.00 |
| − Grants and scholarships | −$10,709.00 |
| Net price | $2,945.00 |
| That is 85% below the national average net price. |
| Tuition and fees | $11,852.00 |
| + Room, board & other expenses | $6,858.00 |
| Total cost | $18,710.00 |
| That is 3% below the national average net price. |
| Total cost | $18,710.00 |
| − Grants and scholarships | −$7,256.00 |
| Net price | $11,454.00 |
| That is 40% below the national average net price. |
| Total cost | $18,710.00 |
| − Grants and scholarships | −$10,709.00 |
| Net price | $8,001.00 |
| That is 58% below the national average net price. | |
| Go deeper on the components with tuition and fees and living costs. |
Cost of attendance here has been rising by around 3.3% per year; the projections below compound that across a degree. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.3% | 3.3% | 3.3% |
| Freshman year | $3,043.00 | $6,611.00 | $14,108.00 |
| Senior year | $3,357.00 | $7,293.00 | $15,565.00 |
| Total 4-year net price | $12,793.00 | $27,794.00 | $59,314.00 |
| 10-year loan interest @ 6.8% | $4,874.00 | $10,588.00 | $22,597.00 |
| Total monthly payment | $147.00 | $320.00 | $683.00 |
| Total amount paid | $17,667.00 | $38,382.00 | $81,911.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.3% | 3.3% | 3.3% |
| Freshman year | $3,043.00 | $6,611.00 | $14,108.00 |
| Senior year | $3,144.00 | $6,831.00 | $14,578.00 |
| Total 2-year net price | $6,187.00 | $13,442.00 | $28,686.00 |
| 10-year loan interest @ 6.8% | $2,357.00 | $5,121.00 | $10,929.00 |
| Total monthly payment | $71.00 | $155.00 | $330.00 |
| Total amount paid | $8,544.00 | $18,563.00 | $39,615.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.3% | 3.3% | 3.3% |
| Freshman year | $8,267.00 | $11,835.00 | $19,333.00 |
| Senior year | $9,121.00 | $13,057.00 | $21,328.00 |
| Total 4-year net price | $34,757.00 | $49,757.00 | $81,278.00 |
| 10-year loan interest @ 6.8% | $13,241.00 | $18,956.00 | $30,964.00 |
| Total monthly payment | $400.00 | $573.00 | $935.00 |
| Total amount paid | $47,998.00 | $68,713.00 | $112,242.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.3% | 3.3% | 3.3% |
| Freshman year | $8,267.00 | $11,835.00 | $19,333.00 |
| Senior year | $8,542.00 | $12,229.00 | $19,976.00 |
| Total 2-year net price | $16,810.00 | $24,064.00 | $39,309.00 |
| 10-year loan interest @ 6.8% | $6,404.00 | $9,168.00 | $14,975.00 |
| Total monthly payment | $193.00 | $277.00 | $452.00 |
| Total amount paid | $23,214.00 | $33,232.00 | $54,284.00 |
For the complete net-price picture, see the Net Price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $8,501.00 |
| Average net price (off-campus) | $7,118.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $3,200.00 |
| $30,000 to $48,000 | $5,463.00 |
| $48,001 to $75,000 | $9,312.00 |
| $75,001 to $110,000 | $11,350.00 |
| Over $110,000 | $13,224.00 |
Use Hudson Valley Community College Net Price Calculator, or visit the financial aid office.
Dig into how aid is awarded on the financial aid breakdown.
The typical debt load for borrowers leaving Hudson Valley Community College is $5,713.00, which federal data classifies as a Very Low (<$10k) debt-burden category.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,579.00 |
| 25th | $2,750.00 |
| Median (50th) | $5,713.00 |
| 75th | $9,966.00 |
| 90th | $15,020.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Read the complete debt breakdown on the student-loan-debt breakdown.
Debt outcomes vary substantially with family income. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $6,375.00 |
| Middle income | $5,500.00 |
| High income | $5,500.00 |
Borrowers from lower-income families leave school with $875.00 more debt than high-income graduates.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $5,760.00 |
| Continuing-generation students | $5,500.00 |
First-gen students at Hudson Valley Community College carry $260.00 in extra median debt compared with continuing-generation peers.
The Pell Grant is the main federal need-based award for undergraduates. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The median debt difference between Pell-eligible and non-Pell graduates of Hudson Valley Community College comes to $500.00. Federal data flags this school for Pell-related debt inequity.
The federal default-rate tier for Hudson Valley Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 15.3% |
For scale, federal Stafford loan disbursements at Hudson Valley Community College come to $273,082,349.00 over 30,806 disbursements.
Veteran and active-military students often access dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 110 |
| Avg GI Bill amount | $4,493.00 |
| DoD Tuition Assistance recipients | 3 |
| Avg DoD Tuition Assistance | $2,600.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
The figures above are a starting point — as you weigh Hudson Valley Community College, keep these questions in mind:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.