by our College Data Analytics TeamMost students will not be asked to pay the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to Humphreys University-Stockton and Modesto Campuses can seem overpowering, but remember that the majority of students are given some form of financial assistance.
Just what financial assistance solutions will Humphreys University provide, and just what are you going to be eligible for? Read on for answers. Keep scrolling to see what amount of financial assistance could be accessible to you.
How much aid you qualify for depends largely on your family’s financial circumstances. The information provided on this page can help you determine how much aid you may receive from Humphreys University-Stockton and Modesto Campuses.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. However, some types of aid are more desirable than others, and some students will receive more than others.
At Humphreys University-Stockton and Modesto Campuses, 100% of new full-time first-years were awarded at least some aid (about 2 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $15,394 |
| Institutional grants & scholarships | 100% | $6,627 |
| Federal Pell grants | 100% | $5,820 |
| State/local grants | 100% | $2,197 |
| Federal student loans | 0% | — |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At Humphreys University, some 60% of undergraduates were awarded grant or scholarship aid averaging $10,892 (across roughly 109 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 60% | $10,892 |
| Federal Pell grants | 52% | $5,013 |
| Federal student loans | 57% | $10,350 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $15,394.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $30,001 – $75,000 | $2,534 |
| Over $75,000 | $20,286 |
Each figure is the net price after grants and scholarships, not the published sticker price.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $5,524 |
| Off-campus title-IV students | $11,410 |
For a customized cost estimate, visit Humphreys University’s online cost calculator: www.humphreys.edu/admissions-aid/financial-aid/net-price-calculator/.
Graduating students at Humphreys University carry a median federal student debt of $25,000 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $25,000 |
| Median federal debt (graduates only) | $35,500 |
| Typical 10-year monthly payment (graduates) | $376.36/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
The median alone does not show how widely outcomes vary across the student body. The four reference points below map the debt distribution at Humphreys University.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $7,601 |
| 75th percentile | $37,168 |
| 90th percentile (highest-debt students) | $50,084 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $25,529 |
| Middle income | $22,775 |
| High income | $19,917 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $25,000 |
| Continuing-generation students | $26,030 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $21,858 |
| Independent students | $25,780 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. Humphreys University.
Stafford loans make up the bulk of federal direct lending to undergraduates. The totals below capture Stafford lending at Humphreys University:
| Metric | Value |
|---|---|
| Stafford loan recipients | 4968 |
| Total Stafford loan amount | $181,914,869 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 5 |
| Total GI Bill amount | $34,321 |
| Average GI Bill amount per recipient | $6,864 |
References
More about our data sources and methodologies.