by our College Data Analytics TeamHere you will find what students actually borrow to attend Hunter Business School: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. These figures are reported by the Department of Education and IPEDS.
Among first-year students at Hunter Business School, 65% of freshmen borrow to help pay for their first year, at roughly $9,736 each — a figure that counts both private and federal student loans.
The average federally funded loan is $9,736. This is at or above the $5,500 first-year federal borrowing cap that applies to the typical dependent freshman. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Looking at all undergraduates at Hunter Business School, freshmen included, 69% take out federal student loans, averaging $10,177 each per year. That is 4.5% more than the $9,736 typical freshmen borrow.
Borrowing at that rate every year works out to about $20,354 in two years and roughly $40,708 over four years. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 69% |
| Average federal loan per year | $10,177 |
| Undergraduates with a federal loan | 1,165 |
| Total federal loans (one year) | $11,855,792 |
The median student at Hunter Business School borrows $6,333 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,333 |
| Students who completed (graduates) | $7,937 |
| Students who withdrew | $5,500 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Hunter Business School.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,666 |
| 25th percentile | $5,500 |
| 75th percentile | $8,771 |
| 90th percentile (highest-debt students) | $9,500 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Hunter Business School.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Hunter Business School.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 323 | $7,000 |
| Completed (graduates) | 241 | $7,765 |
| Did not complete | 82 | $3,961 |
Completers face an estimated standard 10-year monthly payment on their PLUS-inclusive debt of roughly $92.33/mo.
Stafford loans are the federal direct-loan program most undergraduates use. The breakdown below separates borrowers who used Stafford loans from those who did not at Hunter Business School.
Current-Year Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 279 | $6,363 |
| No Stafford loan this year | 44 | $11,468 |
These figures turn the debt totals into a monthly repayment picture for Hunter Business School.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. Two-year cohort default-rate data for Hunter Business School follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 0.7% |
| Borrowers in the cohort | 419 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $7,785 |
| Middle income | $6,333 |
| High income | $5,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,333 |
| Continuing-generation students | $8,291 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $7,987 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Hunter Business School.
Subsidized vs. Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Worth Knowing
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.