by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Huntingdon College, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
For incoming students at Huntingdon College, 75% of incoming undergraduates borrow in year one, averaging $8,164 per borrower, covering both private and federal loans.
The average federally funded loan is $5,216, representing 94.8% of the typical first-year dependent student borrowing cap of $5,500. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
Counting every undergraduate at Huntingdon College, 71% borrow through federal student loan programs, borrowing on average $6,323 per year. This is 21.2% higher than the $5,216 borrowed by freshmen.
Repeating that yearly amount projects to about $12,646 over two years and about $25,292 after four. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 71% |
| Average federal loan per year | $6,323 |
| Undergraduates with a federal loan | 612 |
| Total federal loans (one year) | $3,869,541 |
The middle borrower at Huntingdon College owes $20,000 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $20,000 |
| Students who completed (graduates) | $27,000 |
| Students who withdrew | $6,500 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Huntingdon College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $6,500 |
| 75th percentile | $27,168 |
| 90th percentile (highest-debt students) | $35,500 |
How wide this percentile range is tells you how much borrowing varies across students at Huntingdon College.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Huntingdon College.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 229 | $23,360 |
| Completed (graduates) | 138 | $33,075 |
| Did not complete | 91 | $17,711 |
For students who completed, the median total debt including PLUS loans works out to a standard 10-year payment of about $393.3/mo.
These figures turn the debt totals into a monthly repayment picture for Huntingdon College.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The official Department of Education two-year default rate for Huntingdon College follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 7.8% |
| Borrowers in the cohort | 342 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $25,000 |
| Middle income | $19,625 |
| High income | $15,250 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $21,306 |
| Continuing-generation students | $18,250 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $19,500 |
| Independent students | $25,054 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Huntingdon College.
The Difference Between Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Worth Knowing
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.