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Can You Really Afford Illinois Central College?

This guide covers the real cost of attending Illinois Central College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.

$17,251.00 Cost of Attendance
$12,961.00 Avg Net Price
$5,500.00 Median Grad Debt

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What You Will Pay to Attend Illinois Central College?

The total cost of attendance at Illinois Central College spanned $17,251.00 to $19,171.00 across residency tiers.

Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: around $17,251.00 in-state compared with $19,171.00 for non-residents.

The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.

Sticker Cost for Residents (no aid)

Tuition and fees $10,230.00
+ Room, board & other expenses $7,021.00
Total cost $17,251.00
That is 10% below the national average net price.

What Students Actually Pay — Residents (with average aid)

Total cost $17,251.00
− Grants and scholarships −$5,977.00
Net price $11,274.00
That is 41% below the national average net price.

Average Net Price for Low-Income Residents

Total cost $17,251.00
− Grants and scholarships −$8,938.00
Net price $8,313.00
That is 57% below the national average net price.

Published Cost for Non-Residents (no aid)

Tuition and fees $12,150.00
+ Room, board & other expenses $7,021.00
Total cost $19,171.00
That is roughly at the national average net price.

Net Price for Non-Residents (with average aid)

Total cost $19,171.00
− Grants and scholarships −$5,977.00
Net price $13,194.00
That is 31% below the national average net price.

What Low-Income Non-Residents Pay — Non-Residents

Total cost $19,171.00
− Grants and scholarships −$8,938.00
Net price $10,233.00
That is 47% below the national average net price.
Explore each piece on tuition and fees and living costs.

What a Full Degree Could Cost at Illinois Central College

Cost of attendance here has been rising at a recent average of 1.3% a year, so a full degree will cost more than a single year — the tables below carry that forward. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.

For In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.3% 1.3% 1.3%
Freshman year $8,420.00 $11,419.00 $17,472.00
Senior year $8,748.00 $11,863.00 $18,153.00
Total 4-year net price $34,332.00 $46,560.00 $71,244.00
10-year loan interest @ 6.8% $13,079.00 $17,738.00 $27,141.00
Total monthly payment $395.00 $536.00 $820.00
Total amount paid $47,411.00 $64,298.00 $98,386.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.3% 1.3% 1.3%
Freshman year $8,420.00 $11,419.00 $17,472.00
Senior year $8,528.00 $11,565.00 $17,696.00
Total 2-year net price $16,947.00 $22,983.00 $35,168.00
10-year loan interest @ 6.8% $6,456.00 $8,756.00 $13,398.00
Total monthly payment $195.00 $264.00 $405.00
Total amount paid $23,403.00 $31,739.00 $48,566.00

Out-of-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.3% 1.3% 1.3%
Freshman year $10,364.00 $13,363.00 $19,417.00
Senior year $10,768.00 $13,884.00 $20,173.00
Total 4-year net price $42,261.00 $54,489.00 $79,174.00
10-year loan interest @ 6.8% $16,100.00 $20,758.00 $30,162.00
Total monthly payment $486.00 $627.00 $911.00
Total amount paid $58,361.00 $75,248.00 $109,336.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.3% 1.3% 1.3%
Freshman year $10,364.00 $13,363.00 $19,417.00
Senior year $10,497.00 $13,534.00 $19,666.00
Total 2-year net price $20,861.00 $26,898.00 $39,082.00
10-year loan interest @ 6.8% $7,947.00 $10,247.00 $14,889.00
Total monthly payment $240.00 $310.00 $450.00
Total amount paid $28,809.00 $37,145.00 $53,972.00

See the full net-price breakdown in the net price section below.

After-Aid Net Price at Illinois Central College

The net price figure shows the cost after grants and scholarships are deducted. For most families it is a more realistic figure than the published cost.

Average net price (on-campus) $12,961.00
Average net price (off-campus) $11,510.00

Net price varies sharply by family income, dropping as need-based aid grows. The breakdown below splits average net price across income brackets:

Family income Average net price
Under $30,000 $8,666.00
$30,000 to $48,000 $9,666.00
$48,001 to $75,000 $12,329.00
$75,001 to $110,000 $15,827.00
Over $110,000 $16,792.00

Estimate your specific net price using the school’s Illinois Central College Net Price Calculator, or reach out to the financial aid office.

For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.

Borrowing and Debt at Illinois Central College

The median amount borrowed by graduates of Illinois Central College amounts to $5,500.00, categorized as a Very Low (<$10k) debt-burden bucket.

The percentile breakdown reveals the full debt landscape:

Percentile Debt at graduation
10th $1,184.00
25th $1,980.00
Median (50th) $5,500.00
75th $7,531.00
90th $12,380.00

The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.

Dig deeper into debt on the student loan debt detail.

Debt Outcomes by Family Income at Illinois Central College

Student debt at graduation is not evenly distributed across income levels. The breakdown below segments borrowers by family income at entry:

Family income Median debt at graduation
Low income $5,084.00
Middle income $5,500.00
High income $6,000.00

Debt by First-Generation Status at Illinois Central College

First-generation college students often carry different debt loads than their continuing-generation peers.

Student group Median debt at graduation
First-generation students $5,500.00
Continuing-generation students $5,500.00

Pell Grant Recipients and Debt at Illinois Central College

The Pell Grant is the main federal need-based award for undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.

The median debt gap between Pell and non-Pell graduates of Illinois Central College is $-335.00.

Default Rates and Repayment at Illinois Central College

The Department of Education default-rate tier for Illinois Central College is Low (<5%).

Window Cohort default rate
2-year 19.7%

For a sense of scale, Stafford disbursements at Illinois Central College amount to $91,100,043.00 covering 12,015 recipients.

GI Bill and Military Aid at Illinois Central College

Veterans and active-duty servicemembers can tap dedicated federal aid programs like the Post-9/11 GI Bill and DoD tuition assistance.

GI Bill recipients 29
Avg GI Bill amount $2,536.00
DoD Tuition Assistance recipients 11
Avg DoD Tuition Assistance $3,089.00

Explore GI Bill and military aid in detail on the veterans benefits detail.

Further Questions to Ask

The figures above are a starting point — as you weigh Illinois Central College, the questions below are worth your time:

Dig Deeper for Illinois Central College

Explore the related pages below for a deeper look at the cost picture:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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