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Can You Afford to Attend Illinois Valley Community College?

This overview lays out the cost of attending Illinois Valley Community College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.

$11,563.00 Cost of Attendance
$2,232.00 Avg Net Price
$6,500.00 Median Grad Debt

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What You Will Pay to Attend Illinois Valley Community College?

Published attendance costs at Illinois Valley Community College came in between $11,563.00 through $12,709.00 based on in-state versus out-of-state status.

Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: around $11,563.00 in-state compared with $12,709.00 for non-residents.

The blocks below show what you would pay with no aid, with average aid, and as a low-income student.

Cost for Residents (no aid)

Tuition and fees $15,239.00
Total cost $11,563.00
That is 40% below the national average net price.

Net Price for Residents (with average aid)

Total cost $11,563.00
− Grants and scholarships −$8,835.00
Net price $2,728.00
That is 86% below the national average net price.

What Low-Income Students Pay — Residents

Total cost $11,563.00
− Grants and scholarships −$10,876.00
Net price $687.00
That is 96% below the national average net price.

Sticker Cost for Non-Residents (no aid)

Tuition and fees $16,385.00
Total cost $12,709.00
That is 34% below the national average net price.

After-Aid Net Price for Non-Residents (with average aid)

Total cost $12,709.00
− Grants and scholarships −$8,835.00
Net price $3,874.00
That is 80% below the national average net price.

Net Price for Low-Income Non-Residents

Total cost $12,709.00
− Grants and scholarships −$10,876.00
Net price $1,833.00
That is 90% below the national average net price.
Explore each piece on tuition and fees plus living costs.

What a Full Degree Could Cost at Illinois Valley Community College

Cost of attendance here has been rising by roughly 5.6% a year, so a full degree will cost more than a single year — the tables below carry that forward. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The loan rows amortise the projected total over a ten-year, 6.8% repayment.

In-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 5.6% 5.6% 5.6%
Freshman year $725.00 $2,880.00 $12,207.00
Senior year $853.00 $3,388.00 $14,361.00
Total 4-year net price $3,152.00 $12,517.00 $53,057.00
10-year loan interest @ 6.8% $1,201.00 $4,769.00 $20,213.00
Total monthly payment $36.00 $144.00 $611.00
Total amount paid $4,353.00 $17,286.00 $73,270.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 5.6% 5.6% 5.6%
Freshman year $725.00 $2,880.00 $12,207.00
Senior year $766.00 $3,040.00 $12,886.00
Total 2-year net price $1,491.00 $5,920.00 $25,093.00
10-year loan interest @ 6.8% $568.00 $2,255.00 $9,559.00
Total monthly payment $17.00 $68.00 $289.00
Total amount paid $2,059.00 $8,175.00 $34,652.00

Out-of-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 5.6% 5.6% 5.6%
Freshman year $1,935.00 $4,090.00 $13,416.00
Senior year $2,277.00 $4,811.00 $15,784.00
Total 4-year net price $8,411.00 $17,776.00 $58,316.00
10-year loan interest @ 6.8% $3,204.00 $6,772.00 $22,216.00
Total monthly payment $97.00 $205.00 $671.00
Total amount paid $11,615.00 $24,548.00 $80,532.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 5.6% 5.6% 5.6%
Freshman year $1,935.00 $4,090.00 $13,416.00
Senior year $2,043.00 $4,317.00 $14,163.00
Total 2-year net price $3,978.00 $8,407.00 $27,580.00
10-year loan interest @ 6.8% $1,515.00 $3,203.00 $10,507.00
Total monthly payment $46.00 $97.00 $317.00
Total amount paid $5,493.00 $11,610.00 $38,087.00

For the complete net-price picture, see the net price section below.

Net Price — What Students Actually Pay at Illinois Valley Community College

The net price figure shows the cost after grants and scholarships are deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.

Average net price (on-campus) $2,232.00
Average net price (off-campus) $3,957.00

What families actually pay shifts with income, since need-based grants are larger for lower-income students. Below, average net price is broken out by family income:

Family income Average net price
Under $30,000 $1,688.00
$30,000 to $48,000 $3,229.00
$48,001 to $75,000 $6,455.00
$75,001 to $110,000 $8,835.00
Over $110,000 $11,312.00

Use Illinois Valley Community College Net Price Calculator, or get in touch with the financial aid office.

For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.

Student Debt at Illinois Valley Community College

The typical debt load for borrowers leaving Illinois Valley Community College amounts to $6,500.00, which the Department of Education classifies as a Very Low (<$10k) debt-load classification.

The full distribution of debt at graduation looks like this:

Percentile Debt at graduation
10th $1,600.00
25th $2,900.00
Median (50th) $6,500.00
75th $10,000.00
90th $17,000.00

The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.

Read the complete debt breakdown on the student-loan-debt breakdown.

How Debt Varies by Income at Illinois Valley Community College

Median debt at graduation differs meaningfully across income brackets. Below, debt is broken out by low, middle, and high family income:

Family income Median debt at graduation
Low income $6,708.00
Middle income $5,500.00
High income $7,440.00

First-Generation Borrowing at Illinois Valley Community College

First-generation college students often carry different debt loads than their continuing-generation peers.

Student group Median debt at graduation
First-generation students $6,500.00
Continuing-generation students $7,970.00

How Pell Eligibility Shapes Debt at Illinois Valley Community College

Pell Grant eligibility is a useful proxy for low-income status among undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.

The gap between Pell-eligible and non-Pell median debt at Illinois Valley Community College amounts to $-1,255.00.

Loan Repayment and Default at Illinois Valley Community College

The federal default-rate classification for Illinois Valley Community College is Low (<5%).

Window Cohort default rate
2-year 13.4%

For scale, federal Stafford loan disbursements at Illinois Valley Community College reach $23,955,716.00 covering 2,719 loan recipients.

Veteran Benefits at Illinois Valley Community College

Veterans and current servicemembers may be eligible for major federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.

GI Bill recipients 16
Avg GI Bill amount $3,263.00
DoD Tuition Assistance recipients 1
Avg DoD Tuition Assistance $380.00

Explore GI Bill and military aid in detail on the college veterans page.

Further Questions to Consider

The figures above are a starting point — as you weigh Illinois Valley Community College, the questions below are worth your time:

Continue Your Research into Illinois Valley Community College

Use the pages below to go deeper on a specific part of the cost story:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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