by our College Data Analytics TeamThis guide covers the real cost of attending Independence Community College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
If you want to dig into a particular figure, jump to any section below:
Cost of attendance at Independence Community College came in between $12,041.00 and up to $12,251.00 depending on residency and living arrangement.
Where you live mattered — in-state students paid less than out-of-state students: roughly $12,041.00 for in-state students versus $12,251.00 for out-of-state students.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $4,740.00 |
| + Room, board & other expenses | $7,301.00 |
| Total cost | $12,041.00 |
| That is 37% below the national average net price. |
| Total cost | $12,041.00 |
| − Grants and scholarships | −$5,559.00 |
| Net price | $6,482.00 |
| That is 66% below the national average net price. |
| Total cost | $12,041.00 |
| − Grants and scholarships | −$5,890.00 |
| Net price | $6,151.00 |
| That is 68% below the national average net price. |
| Tuition and fees | $4,950.00 |
| + Room, board & other expenses | $7,301.00 |
| Total cost | $12,251.00 |
| That is 36% below the national average net price. |
| Total cost | $12,251.00 |
| − Grants and scholarships | −$5,559.00 |
| Net price | $6,692.00 |
| That is 65% below the national average net price. |
| Total cost | $12,251.00 |
| − Grants and scholarships | −$5,890.00 |
| Net price | $6,361.00 |
| That is 67% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page and room and board. |
The reported cost series has been increasing by around 1.4% per year; the projections below compound that across a degree. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.4% | 1.4% | 1.4% |
| Freshman year | $6,240.00 | $6,576.00 | $12,215.00 |
| Senior year | $6,515.00 | $6,866.00 | $12,754.00 |
| Total 4-year net price | $25,508.00 | $26,881.00 | $49,934.00 |
| 10-year loan interest @ 6.8% | $9,718.00 | $10,241.00 | $19,023.00 |
| Total monthly payment | $294.00 | $309.00 | $575.00 |
| Total amount paid | $35,226.00 | $37,121.00 | $68,957.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.4% | 1.4% | 1.4% |
| Freshman year | $6,240.00 | $6,576.00 | $12,215.00 |
| Senior year | $6,331.00 | $6,671.00 | $12,392.00 |
| Total 2-year net price | $12,571.00 | $13,247.00 | $24,608.00 |
| 10-year loan interest @ 6.8% | $4,789.00 | $5,047.00 | $9,375.00 |
| Total monthly payment | $145.00 | $152.00 | $283.00 |
| Total amount paid | $17,360.00 | $18,294.00 | $33,983.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.4% | 1.4% | 1.4% |
| Freshman year | $6,453.00 | $6,789.00 | $12,428.00 |
| Senior year | $6,738.00 | $7,088.00 | $12,977.00 |
| Total 4-year net price | $26,379.00 | $27,752.00 | $50,805.00 |
| 10-year loan interest @ 6.8% | $10,049.00 | $10,572.00 | $19,355.00 |
| Total monthly payment | $304.00 | $319.00 | $585.00 |
| Total amount paid | $36,428.00 | $38,324.00 | $70,160.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.4% | 1.4% | 1.4% |
| Freshman year | $6,453.00 | $6,789.00 | $12,428.00 |
| Senior year | $6,547.00 | $6,887.00 | $12,609.00 |
| Total 2-year net price | $13,000.00 | $13,676.00 | $25,037.00 |
| 10-year loan interest @ 6.8% | $4,952.00 | $5,210.00 | $9,538.00 |
| Total monthly payment | $150.00 | $157.00 | $288.00 |
| Total amount paid | $17,952.00 | $18,886.00 | $34,575.00 |
See the full net-price breakdown in the net-price section.
Net price strips out grant and scholarship aid to show what families really pay. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $3,265.00 |
| Average net price (off-campus) | $6,262.00 |
The real cost varies by income because need-based aid scales with financial need. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $4,949.00 |
| $30,000 to $48,000 | $5,063.00 |
| $48,001 to $75,000 | $7,708.00 |
| $75,001 to $110,000 | $9,033.00 |
| Over $110,000 | $10,187.00 |
For a personalized estimate, try the [Independence Community College Net Price Calculator](https://www.indycc.edu/financial-aid/files/net price calculator/npc21-22.html), or check with the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
The median graduating debt at Independence Community College works out to $4,750.00, which federal data classifies as a Very Low (<$10k) debt-burden bucket.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,312.00 |
| 25th | $1,945.00 |
| Median (50th) | $4,750.00 |
| 75th | $5,634.00 |
| 90th | $8,750.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Dig deeper into debt on the student-loan-debt breakdown.
Debt at graduation is far from uniform across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $4,049.00 |
| Middle income | $5,243.00 |
| High income | $6,540.00 |
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $4,500.00 |
| Continuing-generation students | $6,000.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell-versus-non-Pell median debt difference at Independence Community College is $-2,024.00.
The federal default-rate tier for Independence Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 15.9% |
For context on the loan portfolio, Stafford disbursements at Independence Community College come to $12,020,293.00 over 2,589 borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 6 |
| Avg GI Bill amount | $3,348.00 |
For the full rundown of veteran and military benefits, see the veteran aid breakdown.
The data above is a foundation; round it out by asking yourself about Independence Community College, consider the following:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.