by our College Data Analytics TeamA lot of students are not billed the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to Indian River State College can appear overwhelming, but bear in mind that many students obtain some kind of financial aid.
What financing options does Indian River State College offer, and what will you qualify for? Keep scrolling for more information. Read on to find out just how much financial aid will be open to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Use the information below to understand how much financial assistance you may get from Indian River State College.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
For freshmen starting at Indian River State College, 89% of entering full-time freshmen got some type of financial assistance around 2163 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 62% | $6,970 |
| Institutional grants & scholarships | 9% | $1,451 |
| Federal Pell grants | 53% | $6,332 |
| State/local grants | 41% | $2,025 |
| Federal student loans | 2% | $3,373 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At Indian River State College, approximately 53% of the undergraduate population received grant aid that averaged $4,980 (across roughly 7938 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 53% | $4,980 |
| Federal Pell grants | 34% | $5,025 |
| Federal student loans | 4% | $4,901 |
Title-IV recipients living on campus saw average grant aid of $7,761.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $4,788 |
| $30,001 – $75,000 | $5,609 |
| Over $75,000 | $7,611 |
Each figure is the net price after grants and scholarships, not the published sticker price.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $3,815 |
| Off-campus title-IV students | $5,202 |
To get a personalized net price estimate, try Indian River State College’s official net price calculator: www.irsc.edu/financial-aid/net-price-calculator/.
The middle student in the debt distribution at Indian River State College owes $5,500 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $5,500 |
| Median federal debt (graduates only) | $8,023 |
| Typical 10-year monthly payment (graduates) | $85.06/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
A single median figure conceals how much debt outcomes differ student to student. The figures below chart the debt distribution at Indian River State College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,750 |
| 25th percentile | $2,550 |
| 75th percentile | $9,000 |
| 90th percentile (highest-debt students) | $17,750 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $6,720 |
| Middle income | $5,245 |
| High income | $4,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,500 |
| Continuing-generation students | $4,666 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,500 |
| Independent students | $7,500 |
The figure below distills the debt data into a single burden category for Indian River State College.
Stafford loans make up the bulk of federal direct lending to undergraduates. The annual Stafford volume below reflects program activity at Indian River State College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 12488 |
| Total Stafford loan amount | $115,537,309 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 183 |
| Total GI Bill amount | $483,347 |
| Average GI Bill amount per recipient | $2,641 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 31 |
| Total DoD amount | $48,688 |
| Average DoD amount per recipient | $1,571 |
References
More about our data sources and methodologies.