by our College Data Analytics TeamThis page focuses on the debt students take on to attend Indiana Wellness College: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. These figures are reported by the Department of Education and IPEDS.
Across the full undergraduate body at Indiana Wellness College (freshmen included), 53% borrow through federal student loan programs, for a typical $5,378 annually.
Borrowing at that rate every year works out to about $10,756 across two years and $21,512 over a four-year span. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 53% |
| Average federal loan per year | $5,378 |
| Undergraduates with a federal loan | 154 |
| Total federal loans (one year) | $828,189 |
The middle borrower at Indiana Wellness College owes $7,389 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,389 |
| Students who completed (graduates) | $7,661 |
| Students who withdrew | $4,128 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Indiana Wellness College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $3,958 |
| 75th percentile | $7,917 |
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Indiana Wellness College.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 29 | $8,993 |
The indicators below describe what the typical debt costs to pay back at Indiana Wellness College.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $7,389 |
| Middle income | $7,389 |
| High income | $5,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,389 |
| Continuing-generation students | $7,389 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $7,917 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Indiana Wellness College.
Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.