by our College Data Analytics TeamHere is what you can expect to pay at Indiana University-Bloomington, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
If you want to dig into a particular figure, jump to any section below:
The full cost of attending Indiana University-Bloomington fell between $27,361.00 ranging to $57,108.00 across residency tiers.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: about $27,361.00 in-state against $57,108.00 for those paying out-of-state rates.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $12,144.00 |
| + Room, board & other expenses | $15,217.00 |
| Total cost | $27,361.00 |
| That is 42% above the national average net price. |
| Total cost | $27,361.00 |
| − Grants and scholarships | −$12,537.00 |
| Net price | $14,824.00 |
| That is 23% below the national average net price. |
| Total cost | $27,361.00 |
| − Grants and scholarships | −$22,477.00 |
| Net price | $4,884.00 |
| That is 75% below the national average net price. |
| Tuition and fees | $41,891.00 |
| + Room, board & other expenses | $15,217.00 |
| Total cost | $57,108.00 |
| That is 197% above the national average net price. |
| Total cost | $57,108.00 |
| − Grants and scholarships | −$12,537.00 |
| Net price | $44,571.00 |
| That is 132% above the national average net price. |
| Total cost | $57,108.00 |
| − Grants and scholarships | −$22,477.00 |
| Net price | $34,631.00 |
| That is 80% above the national average net price. | |
| Explore each piece on tuition and fees and living costs. |
Published costs have climbed year over year by around 3.0% a year, so a full degree will cost more than a single year — the tables below carry that forward. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.0% | 3.0% | 3.0% |
| Freshman year | $5,030.00 | $15,267.00 | $28,179.00 |
| Senior year | $5,494.00 | $16,677.00 | $30,781.00 |
| Total 4-year net price | $21,040.00 | $63,860.00 | $117,868.00 |
| 10-year loan interest @ 6.8% | $8,015.00 | $24,328.00 | $44,903.00 |
| Total monthly payment | $242.00 | $735.00 | $1,356.00 |
| Total amount paid | $29,055.00 | $88,188.00 | $162,772.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.0% | 3.0% | 3.0% |
| Freshman year | $5,030.00 | $15,267.00 | $28,179.00 |
| Senior year | $5,180.00 | $15,723.00 | $29,021.00 |
| Total 2-year net price | $10,210.00 | $30,990.00 | $57,199.00 |
| 10-year loan interest @ 6.8% | $3,890.00 | $11,806.00 | $21,791.00 |
| Total monthly payment | $117.00 | $357.00 | $658.00 |
| Total amount paid | $14,100.00 | $42,796.00 | $78,990.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.0% | 3.0% | 3.0% |
| Freshman year | $35,666.00 | $45,903.00 | $58,815.00 |
| Senior year | $38,960.00 | $50,142.00 | $64,246.00 |
| Total 4-year net price | $149,186.00 | $192,007.00 | $246,015.00 |
| 10-year loan interest @ 6.8% | $56,835.00 | $73,148.00 | $93,723.00 |
| Total monthly payment | $1,717.00 | $2,210.00 | $2,831.00 |
| Total amount paid | $206,021.00 | $265,154.00 | $339,737.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.0% | 3.0% | 3.0% |
| Freshman year | $35,666.00 | $45,903.00 | $58,815.00 |
| Senior year | $36,732.00 | $47,275.00 | $60,572.00 |
| Total 2-year net price | $72,397.00 | $93,177.00 | $119,387.00 |
| 10-year loan interest @ 6.8% | $27,581.00 | $35,497.00 | $45,482.00 |
| Total monthly payment | $833.00 | $1,072.00 | $1,374.00 |
| Total amount paid | $99,978.00 | $128,675.00 | $164,868.00 |
Read more in the Net Price section.
The net price figure shows the cost after grants and scholarships are deducted. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $16,264.00 |
| Average net price (off-campus) | $15,342.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $6,125.00 |
| $30,000 to $48,000 | $7,383.00 |
| $48,001 to $75,000 | $12,311.00 |
| $75,001 to $110,000 | $20,828.00 |
| Over $110,000 | $24,018.00 |
Get a tailored estimate from the Indiana University-Bloomington Net Price Calculator, or get in touch with the financial aid office.
Want to know how that aid is awarded? See the financial aid breakdown.
Typical debt at graduation from Indiana University-Bloomington works out to $15,519.00, landing it in the Low ($10-20k) debt-load classification.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,000.00 |
| 25th | $7,110.00 |
| Median (50th) | $15,519.00 |
| 75th | $27,000.00 |
| 90th | $31,000.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Debt outcomes vary substantially with family income. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $12,000.00 |
| Middle income | $14,000.00 |
| High income | $18,438.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,000.00 |
| Continuing-generation students | $16,500.00 |
Pell Grants are the largest source of federal need-based aid for undergrads. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The median debt gap between Pell and non-Pell graduates of Indiana University-Bloomington stands at $-2,241.00.
The default-rate classification at Indiana University-Bloomington is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 5.0% |
For a sense of scale, Stafford disbursements at Indiana University-Bloomington reach $2,025,926,664.00 covering 88,645 disbursements.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 353 |
| Avg GI Bill amount | $13,438.00 |
| DoD Tuition Assistance recipients | 59 |
| Avg DoD Tuition Assistance | $3,355.00 |
Read more about military and veteran aid on the veteran aid breakdown.
Numbers only tell part of the story. As you weigh Indiana University-Bloomington, consider the following:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.