by our College Data Analytics TeamHere’s the full picture on paying for Indiana University-Kokomo, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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The total cost of attendance at Indiana University-Kokomo spanned $13,351.00 and $27,738.00 based on in-state versus out-of-state status.
In-state students paid the lower published figure, while out-of-state students faced the higher one: close to $13,351.00 in-state against $27,738.00 for those paying out-of-state rates.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $8,424.00 |
| + Room, board & other expenses | $4,927.00 |
| Total cost | $13,351.00 |
| That is 31% below the national average net price. |
| Total cost | $13,351.00 |
| − Grants and scholarships | −$7,869.00 |
| Net price | $5,482.00 |
| That is 72% below the national average net price. |
| Total cost | $13,351.00 |
| − Grants and scholarships | −$12,420.00 |
| Net price | $931.00 |
| That is 95% below the national average net price. |
| Tuition and fees | $22,811.00 |
| + Room, board & other expenses | $4,927.00 |
| Total cost | $27,738.00 |
| That is 44% above the national average net price. |
| Total cost | $27,738.00 |
| − Grants and scholarships | −$7,869.00 |
| Net price | $19,869.00 |
| That is 3% above the national average net price. |
| Total cost | $27,738.00 |
| − Grants and scholarships | −$12,420.00 |
| Net price | $15,318.00 |
| That is 20% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page and living costs. |
Cost of attendance here has been rising by around 2.9% a year, so a full degree will cost more than a single year — the tables below carry that forward. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.9% | 2.9% | 2.9% |
| Freshman year | $958.00 | $5,641.00 | $13,739.00 |
| Senior year | $1,044.00 | $6,148.00 | $14,972.00 |
| Total 4-year net price | $4,003.00 | $23,569.00 | $57,399.00 |
| 10-year loan interest @ 6.8% | $1,525.00 | $8,979.00 | $21,867.00 |
| Total monthly payment | $46.00 | $271.00 | $661.00 |
| Total amount paid | $5,527.00 | $32,547.00 | $79,267.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.9% | 2.9% | 2.9% |
| Freshman year | $958.00 | $5,641.00 | $13,739.00 |
| Senior year | $986.00 | $5,805.00 | $14,138.00 |
| Total 2-year net price | $1,944.00 | $11,447.00 | $27,878.00 |
| 10-year loan interest @ 6.8% | $741.00 | $4,361.00 | $10,620.00 |
| Total monthly payment | $22.00 | $132.00 | $321.00 |
| Total amount paid | $2,685.00 | $15,807.00 | $38,498.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.9% | 2.9% | 2.9% |
| Freshman year | $15,763.00 | $20,447.00 | $28,544.00 |
| Senior year | $17,178.00 | $22,282.00 | $31,107.00 |
| Total 4-year net price | $65,856.00 | $85,422.00 | $119,253.00 |
| 10-year loan interest @ 6.8% | $25,089.00 | $32,543.00 | $45,431.00 |
| Total monthly payment | $758.00 | $983.00 | $1,372.00 |
| Total amount paid | $90,945.00 | $117,965.00 | $164,684.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.9% | 2.9% | 2.9% |
| Freshman year | $15,763.00 | $20,447.00 | $28,544.00 |
| Senior year | $16,221.00 | $21,041.00 | $29,374.00 |
| Total 2-year net price | $31,985.00 | $41,487.00 | $57,918.00 |
| 10-year loan interest @ 6.8% | $12,185.00 | $15,805.00 | $22,065.00 |
| Total monthly payment | $368.00 | $477.00 | $667.00 |
| Total amount paid | $44,170.00 | $57,293.00 | $79,983.00 |
Read more in the Net Price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $3,968.00 |
| Average net price (off-campus) | $6,276.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $1,299.00 |
| $30,000 to $48,000 | $3,450.00 |
| $48,001 to $75,000 | $7,224.00 |
| $75,001 to $110,000 | $10,847.00 |
| Over $110,000 | $11,854.00 |
For a personalized estimate, try the Indiana University-Kokomo Net Price Calculator, or check with the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid page.
The median graduating debt at Indiana University-Kokomo works out to $10,000.00, landing it in the Low ($10-20k) debt-burden bucket.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $5,500.00 |
| Median (50th) | $10,000.00 |
| 75th | $23,070.00 |
| 90th | $33,501.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Dig deeper into debt on the student loan debt detail.
Debt at graduation is far from uniform across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $9,286.00 |
| Middle income | $9,507.00 |
| High income | $11,000.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $10,000.00 |
| Continuing-generation students | $10,500.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt gap between Pell and non-Pell graduates of Indiana University-Kokomo works out to $1,260.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The default-rate category at Indiana University-Kokomo is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 11.2% |
To give some context for these rates, Stafford loans disbursed at Indiana University-Kokomo come to $178,380,893.00 over 10,485 recipients.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 40 |
| Avg GI Bill amount | $6,722.00 |
| DoD Tuition Assistance recipients | 10 |
| Avg DoD Tuition Assistance | $3,376.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
Beyond the data above, it helps to ask a few questions when weighing Indiana University-Kokomo, consider the following:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.