by our College Data Analytics TeamHere’s the full picture on paying for Indiana University-Northwest, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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Cost of attendance at Indiana University-Northwest came in between $13,371.00 and up to $27,758.00 depending on your residency status.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: roughly $13,371.00 in-state versus $27,758.00 for those paying out-of-state rates.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $8,424.00 |
| + Room, board & other expenses | $4,947.00 |
| Total cost | $13,371.00 |
| That is 31% below the national average net price. |
| Total cost | $13,371.00 |
| − Grants and scholarships | −$8,859.00 |
| Net price | $4,512.00 |
| That is 77% below the national average net price. |
| Total cost | $13,371.00 |
| − Grants and scholarships | −$12,570.00 |
| Net price | $801.00 |
| That is 96% below the national average net price. |
| Tuition and fees | $22,811.00 |
| + Room, board & other expenses | $4,947.00 |
| Total cost | $27,758.00 |
| That is 44% above the national average net price. |
| Total cost | $27,758.00 |
| − Grants and scholarships | −$8,859.00 |
| Net price | $18,899.00 |
| That is 2% below the national average net price. |
| Total cost | $27,758.00 |
| − Grants and scholarships | −$12,570.00 |
| Net price | $15,188.00 |
| That is 21% below the national average net price. | |
| For the full breakdown, see tuition and fees and living costs. |
Cost of attendance here has been rising at about 2.9% annually, so the projections below total more than one year of attendance. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.9% | 2.9% | 2.9% |
| Freshman year | $824.00 | $4,643.00 | $13,760.00 |
| Senior year | $898.00 | $5,060.00 | $14,995.00 |
| Total 4-year net price | $3,444.00 | $19,398.00 | $57,485.00 |
| 10-year loan interest @ 6.8% | $1,312.00 | $7,390.00 | $21,900.00 |
| Total monthly payment | $40.00 | $223.00 | $662.00 |
| Total amount paid | $4,756.00 | $26,788.00 | $79,385.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.9% | 2.9% | 2.9% |
| Freshman year | $824.00 | $4,643.00 | $13,760.00 |
| Senior year | $848.00 | $4,778.00 | $14,160.00 |
| Total 2-year net price | $1,673.00 | $9,421.00 | $27,919.00 |
| 10-year loan interest @ 6.8% | $637.00 | $3,589.00 | $10,636.00 |
| Total monthly payment | $19.00 | $108.00 | $321.00 |
| Total amount paid | $2,310.00 | $13,010.00 | $38,556.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.9% | 2.9% | 2.9% |
| Freshman year | $15,629.00 | $19,448.00 | $28,565.00 |
| Senior year | $17,032.00 | $21,194.00 | $31,129.00 |
| Total 4-year net price | $65,297.00 | $81,252.00 | $119,339.00 |
| 10-year loan interest @ 6.8% | $24,876.00 | $30,954.00 | $45,464.00 |
| Total monthly payment | $751.00 | $935.00 | $1,373.00 |
| Total amount paid | $90,173.00 | $112,206.00 | $164,803.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.9% | 2.9% | 2.9% |
| Freshman year | $15,629.00 | $19,448.00 | $28,565.00 |
| Senior year | $16,084.00 | $20,014.00 | $29,395.00 |
| Total 2-year net price | $31,713.00 | $39,462.00 | $57,960.00 |
| 10-year loan interest @ 6.8% | $12,082.00 | $15,034.00 | $22,081.00 |
| Total monthly payment | $365.00 | $454.00 | $667.00 |
| Total amount paid | $43,795.00 | $54,496.00 | $80,041.00 |
Jump to the net-price detail in the net-price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $5,130.00 |
| Average net price (off-campus) | $5,970.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $2,164.00 |
| $30,000 to $48,000 | $2,616.00 |
| $48,001 to $75,000 | $8,589.00 |
| $75,001 to $110,000 | $12,463.00 |
| Over $110,000 | $13,021.00 |
Run your own numbers with the Indiana University-Northwest Net Price Calculator, or reach out to the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid page.
The median graduating debt at Indiana University-Northwest stands at $12,478.00, landing it in the Low ($10-20k) debt-load classification.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $5,500.00 |
| Median (50th) | $12,478.00 |
| 75th | $27,502.00 |
| 90th | $42,762.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt detail.
Debt at graduation is far from uniform across income levels. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $12,500.00 |
| Middle income | $12,856.00 |
| High income | $12,000.00 |
Borrowers from lower-income families leave school with $500.00 in additional median debt versus high-income graduates.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $12,500.00 |
| Continuing-generation students | $12,228.00 |
First-gen students at Indiana University-Northwest hold $272.00 in additional median debt versus continuing-generation peers.
The Pell Grant is the main federal need-based award for undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The median debt gap between Pell and non-Pell graduates of Indiana University-Northwest is $2,950.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The Department of Education default-rate tier for Indiana University-Northwest is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 10.8% |
For scale, federal Stafford loan disbursements at Indiana University-Northwest amount to $448,500,617.00 across 18,992 disbursements.
Veterans and active-duty students can access dedicated federal education aid like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 29 |
| Avg GI Bill amount | $6,596.00 |
| DoD Tuition Assistance recipients | 11 |
| Avg DoD Tuition Assistance | $3,248.00 |
Explore GI Bill and military aid in detail on the college veterans page.
Use the figures above as a launch point, then think through Indiana University-Northwest, a few questions are worth asking:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.