by our College Data Analytics TeamHere is what you can expect to pay at Indiana University-Indianapolis, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
Use the section links below to navigate this overview:
Cost of attendance at Indiana University-Indianapolis fell between $22,216.00 to $46,345.00 based on in-state versus out-of-state status.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: around $22,216.00 in-state, rising to $46,345.00 out-of-state.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $10,762.00 |
| + Room, board & other expenses | $11,454.00 |
| Total cost | $22,216.00 |
| That is 15% above the national average net price. |
| Total cost | $22,216.00 |
| − Grants and scholarships | −$11,648.00 |
| Net price | $10,568.00 |
| That is 45% below the national average net price. |
| Total cost | $22,216.00 |
| − Grants and scholarships | −$17,615.00 |
| Net price | $4,601.00 |
| That is 76% below the national average net price. |
| Tuition and fees | $34,891.00 |
| + Room, board & other expenses | $11,454.00 |
| Total cost | $46,345.00 |
| That is 141% above the national average net price. |
| Total cost | $46,345.00 |
| − Grants and scholarships | −$11,648.00 |
| Net price | $34,697.00 |
| That is 80% above the national average net price. |
| Total cost | $46,345.00 |
| − Grants and scholarships | −$17,615.00 |
| Net price | $28,730.00 |
| That is 49% above the national average net price. | |
| For the full breakdown, see tuition and fees and room and board. |
Costs have trended upward in recent years by roughly 2.8% a year, so a full degree will cost more than a single year — the tables below carry that forward. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.8% | 2.8% | 2.8% |
| Freshman year | $4,731.00 | $10,866.00 | $22,843.00 |
| Senior year | $5,143.00 | $11,812.00 | $24,831.00 |
| Total 4-year net price | $19,739.00 | $45,339.00 | $95,311.00 |
| 10-year loan interest @ 6.8% | $7,520.00 | $17,272.00 | $36,310.00 |
| Total monthly payment | $227.00 | $522.00 | $1,097.00 |
| Total amount paid | $27,259.00 | $62,611.00 | $131,621.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.8% | 2.8% | 2.8% |
| Freshman year | $4,731.00 | $10,866.00 | $22,843.00 |
| Senior year | $4,864.00 | $11,173.00 | $23,487.00 |
| Total 2-year net price | $9,595.00 | $22,039.00 | $46,330.00 |
| 10-year loan interest @ 6.8% | $3,655.00 | $8,396.00 | $17,650.00 |
| Total monthly payment | $110.00 | $254.00 | $533.00 |
| Total amount paid | $13,250.00 | $30,435.00 | $63,980.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.8% | 2.8% | 2.8% |
| Freshman year | $29,541.00 | $35,676.00 | $47,653.00 |
| Senior year | $32,112.00 | $38,781.00 | $51,801.00 |
| Total 4-year net price | $123,257.00 | $148,857.00 | $198,829.00 |
| 10-year loan interest @ 6.8% | $46,957.00 | $56,709.00 | $75,747.00 |
| Total monthly payment | $1,418.00 | $1,713.00 | $2,288.00 |
| Total amount paid | $170,214.00 | $205,566.00 | $274,576.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.8% | 2.8% | 2.8% |
| Freshman year | $29,541.00 | $35,676.00 | $47,653.00 |
| Senior year | $30,374.00 | $36,682.00 | $48,997.00 |
| Total 2-year net price | $59,915.00 | $72,358.00 | $96,649.00 |
| 10-year loan interest @ 6.8% | $22,825.00 | $27,566.00 | $36,820.00 |
| Total monthly payment | $689.00 | $833.00 | $1,112.00 |
| Total amount paid | $82,740.00 | $99,924.00 | $133,469.00 |
See the full net-price breakdown in the net-price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $11,668.00 |
| Average net price (off-campus) | $11,408.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $5,748.00 |
| $30,000 to $48,000 | $6,752.00 |
| $48,001 to $75,000 | $11,445.00 |
| $75,001 to $110,000 | $18,012.00 |
| Over $110,000 | $19,866.00 |
For a personalized estimate, try the Indiana University-Indianapolis Net Price Calculator, or check with the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
The typical debt load for borrowers leaving Indiana University-Indianapolis is $13,337.00, which federal data classifies as a Low ($10-20k) burden tier.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,875.00 |
| 25th | $5,500.00 |
| Median (50th) | $13,337.00 |
| 75th | $26,854.00 |
| 90th | $37,500.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt page.
Debt at graduation is far from uniform across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $13,770.00 |
| Middle income | $13,500.00 |
| High income | $13,000.00 |
Low-income graduates carry $770.00 in extra median debt compared with high-income peers.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $13,607.00 |
| Continuing-generation students | $13,000.00 |
First-generation graduates of Indiana University-Indianapolis graduate with $607.00 in extra median debt compared with continuing-generation peers.
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The gap between Pell-eligible and non-Pell median debt at Indiana University-Indianapolis comes to $3,000.00. This institution is flagged by federal data for Pell-debt inequity.
The default-rate classification at Indiana University-Indianapolis is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 7.7% |
For a sense of scale, Stafford disbursements at Indiana University-Indianapolis total $3,145,056,284.00 covering 98,888 loan recipients.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 387 |
| Avg GI Bill amount | $9,561.00 |
| DoD Tuition Assistance recipients | 118 |
| Avg DoD Tuition Assistance | $3,832.00 |
Read more about military and veteran aid on the veterans benefits detail.
The figures above are a starting point — as you weigh Indiana University-Indianapolis, think through the questions below:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.