by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Integrity College of Health, including completion-adjusted borrowing and a standard repayment estimate. All figures come from the U.S. Department of Education and IPEDS.
Among first-year students at Integrity College of Health, 86% of freshmen borrow to help pay for their first year, with a typical loan of $7,662 each — a figure that counts both private and federal student loans.
On the federal side, the average loan is $7,662. That sits at or beyond the $5,500 first-year federal limit for a typical dependent student. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
Across the full undergraduate body at Integrity College of Health (freshmen included), 71% rely on federal student loans toward their education, for a typical $7,652 in federal loans per year. That is 0.1% smaller than the freshman federal average of $7,662.
Repeating that yearly amount projects to about $15,304 after two years and $30,608 over four years. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 71% |
| Average federal loan per year | $7,652 |
| Undergraduates with a federal loan | 188 |
| Total federal loans (one year) | $1,438,633 |
Graduating and withdrawing students at Integrity College of Health carry a median federal debt of $8,444 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $8,444 |
| Students who completed (graduates) | $13,194 |
| Students who withdrew | $4,750 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Integrity College of Health.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $6,029 |
| 75th percentile | $16,268 |
These figures turn the debt totals into a monthly repayment picture for Integrity College of Health.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Worth Knowing
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.