by our College Data Analytics TeamHere you will find what students actually borrow to attend Intellitec College-Colorado Springs— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
For incoming students at Intellitec College - Colorado Springs, 60% of incoming students take out a loan to help cover first-year costs, borrowing on average $7,729 each — a figure that counts both private and federal student loans.
The typical federal loan comes to $6,075. That sits at or beyond the $5,500 first-year federal limit for a typical dependent student. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
Among all degree-seeking undergrads at Intellitec College - Colorado Springs, 50% take out federal student loans, at an average of $6,308 a year. This is 3.8% larger than the first-year federal average of $6,075.
Borrowing the same amount each year would add up to roughly $12,616 across two years and $25,232 after four. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 50% |
| Average federal loan per year | $6,308 |
| Undergraduates with a federal loan | 617 |
| Total federal loans (one year) | $3,891,852 |
Graduating and withdrawing students at Intellitec College - Colorado Springs carry a median federal debt of $8,894 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $8,894 |
| Students who completed (graduates) | $11,667 |
| Students who withdrew | $4,750 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Intellitec College - Colorado Springs.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,016 |
| 25th percentile | $5,500 |
| 75th percentile | $19,125 |
| 90th percentile (highest-debt students) | $23,453 |
How wide this percentile range is tells you how much borrowing varies across students at Intellitec College - Colorado Springs.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Intellitec College - Colorado Springs.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 51 | $9,500 |
These figures turn the debt totals into a monthly repayment picture for Intellitec College - Colorado Springs.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. Two-year cohort default-rate data for Intellitec College - Colorado Springs follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 23.8% |
| Borrowers in the cohort | 377 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Borrowing varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $9,197 |
| Middle income | $9,500 |
| High income | $5,500 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,236 |
| Continuing-generation students | $8,027 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $6,583 |
| Independent students | $9,500 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Intellitec College - Colorado Springs.
Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Important to Remember
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.