by our College Data Analytics TeamThis page focuses on the debt students take on to attend Interactive College of Technology-Chamblee, including completion-adjusted borrowing and a standard repayment estimate. All figures come from the U.S. Department of Education and IPEDS.
At Interactive College of Technology - Chamblee, 67% of new students use loans toward freshman-year expenses, borrowing on average $8,460 apiece. This figure includes both private and federally funded student loans.
The average federally funded loan is $8,463. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
For undergraduates overall at Interactive College of Technology - Chamblee, 48% take out federal student loans, with a mean of $6,353 a year. This is 24.9% under the freshman federal average of $8,463.
At a steady annual pace, that totals around $12,706 across two years and $25,412 over a four-year span. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 48% |
| Average federal loan per year | $6,353 |
| Undergraduates with a federal loan | 253 |
| Total federal loans (one year) | $1,607,335 |
The median student at Interactive College of Technology - Chamblee borrows $8,661 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $8,661 |
| Students who completed (graduates) | $10,555 |
| Students who withdrew | $6,501 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Interactive College of Technology - Chamblee.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,695 |
| 25th percentile | $3,361 |
| 75th percentile | $9,556 |
| 90th percentile (highest-debt students) | $12,039 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Interactive College of Technology - Chamblee.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Interactive College of Technology - Chamblee.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 36 | $8,270 |
Federal data lets us separate Stafford borrowers from the rest at Interactive College of Technology - Chamblee.
Stafford This Year vs Not
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 26 | — |
| No Stafford loan this year | 10 | — |
The indicators below describe what the typical debt costs to pay back at Interactive College of Technology - Chamblee.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The federal two-year cohort default rate for Interactive College of Technology - Chamblee follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 2.1% |
| Borrowers in the cohort | 274 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Borrowing varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $8,532 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $8,672 |
| Continuing-generation students | $8,353 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $6,817 |
| Independent students | $9,015 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Interactive College of Technology - Chamblee.
The Difference Between Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Did You Know?
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.