by our College Data Analytics TeamHere you will find what students actually borrow to attend Interactive College of Technology, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
At Interactive College of Technology - Pasadena specifically, 55% of new students use loans toward freshman-year expenses, at roughly $9,967 each, across private and federal loan sources.
Federal loans alone average $9,967. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Looking at all undergraduates at Interactive College of Technology - Pasadena, freshmen included, 58% finance part of their studies with federal loans, for a typical $5,194 a year. That amounts to 47.9% under the $9,967 typical freshmen borrow.
Borrowing the same amount each year would add up to roughly $10,388 after two years and $20,776 over a four-year span. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 58% |
| Average federal loan per year | $5,194 |
| Undergraduates with a federal loan | 36 |
| Total federal loans (one year) | $186,966 |
Graduating and withdrawing students at Interactive College of Technology - Pasadena carry a median federal debt of $5,300 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $5,300 |
| Students who completed (graduates) | $5,353 |
| Students who withdrew | $5,300 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Interactive College of Technology - Pasadena.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $564 |
| 25th percentile | $1,281 |
| 75th percentile | $4,988 |
| 90th percentile (highest-debt students) | $10,317 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Interactive College of Technology - Pasadena.
These figures turn the debt totals into a monthly repayment picture for Interactive College of Technology - Pasadena.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The federal two-year cohort default rate for Interactive College of Technology - Pasadena is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 23.0% |
| Borrowers in the cohort | 10 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $4,659 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,421 |
| Independent students | $5,298 |
Federal data publishes the following gap measures for Interactive College of Technology - Pasadena.
Subsidized vs. Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Worth Knowing
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.